Secondly, there are nine amendments to China's criminal law, and the sixth amendment is still used here ... and there is no crime of defrauding contract loans in the criminal law, and the similar crimes are "the crime of defrauding loans" and "the crime of loan fraud", involving national financial institutions, that is, banks.
Third, this financial company, however severe, is only a limited liability company, not a national financial institution. Even if you do borrow money, it is just an ordinary loan contract dispute or a private loan dispute, and you will only bear civil liability, not criminal liability.
Fourth, police stations, neighborhood offices, village committees and neighborhood committees can't really give away such economic disputes for nothing, and it is impossible for any police station to set up criminal cases for them. If you made a criminal case, you wouldn't need them to send a letter. You would have been arrested.
Therefore, such a letter full of mistakes and omissions is not rigorous at all. Just throw it away. Don't worry about the rest, don't make phone calls on it, and don't send money casually.