So the next step should be to contact Alipay customer service, tell them that they don't have the repayment ability, apply for extension or installment, and be positive.
1. If Bai Hua receives a lawyer's letter after the deadline, but there is no money to pay it back, it is recommended that the customer take the initiative to contact Alipay customer service to explain the situation and tell Alipay that he didn't intentionally overdue, but that he really didn't have the repayment ability, and then he can try to apply for an extension and repay the arrears by installments.
2. Let Alipay know that it has the willingness to take the initiative to repay. We can try to borrow money from our close family and friends to raise money to repay the loan, because overdue is not only a matter of sending a lawyer's letter, but also a lot of negative effects, each of which is infiltrating into our daily life and work imperceptibly.
3. Too many overdue flower beds will lead to personal credit problems. The best way to avoid collection and lawyer's letter is not to borrow money easily. Once the borrowed money is not paid back, we must find a way to solve the problem immediately. The overdue impact is very serious, and fearless worry really doesn't make much sense.
A lawyer's letter refers to a professional legal document made and issued by a lawyer to disclose and evaluate relevant facts or legal issues, and then make a request to achieve a certain effect. A lawyer uses a lawyer's letter to make a legal evaluation and risk assessment of a fact, with the purpose of informing the client of the legal facts with the legal scale and the lawyer's judgment, so that the client can get his own "legal evaluation", that is, "conveying the law to express his own meaning".
Lawyer's letter is essentially a legal act of entrusting an agent to express his will, which plays an important role in safeguarding the legitimate rights and interests of the parties. However, the lawyer's letter is not really effective and needs the approval of the court. If the court does not recognize it, it is invalid.
Legal basis:
Article 313 of the Criminal Law: Whoever refuses to execute the judgment or ruling of the people's court, if the circumstances are serious, shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine.