Detailed description:
1. The overdue payment of credit cards will not cause the public security organs to directly arrest individuals. Public security organs are mainly responsible for handling criminal crimes and public security cases, and credit card arrears are civil debts.
2. Banks usually take some legal measures to collect debts, such as collection by collection departments and letters from lawyers. However, these means are limited to the civil field and do not involve public security organs.
3. If the arrears continue to be overdue and the amount is large, the bank can bring a lawsuit to the court and seek judicial procedures to solve the debt problem. Even so, it is the court that executes the judgment or ruling, not the direct intervention of the public security organs.
4. Credit card arrears are usually handled by banks, courts and other civil subjects and related lawyers, and the legal procedures involved are mainly in the field of civil litigation.
Summary: Bank of Communications' overdue credit card arrears of 40,000 won't lead to police arrest. Banks will take legal measures to recover the arrears, but this belongs to the category of civil debts and has nothing to do with the public security organs.
Extended data:
Credit card debt is a civil debt dispute. According to China's contract law and other relevant laws, banks can recover debts through collection departments and lawyers' letters. If the amount of arrears is large, the bank can bring a lawsuit to the court, and the court will decide to recover the arrears according to law. In this process, the public security organs will not directly intervene or arrest individuals unless criminal acts are involved.