It may be true, because the other party has the right to do so after it is overdue for a long time, and the Bai Hua User Service Contract clearly stipulates that the user's payables should be recovered by legal means, such as entrusting appropriate professional companies, law firms and other legal and compliant institutions to collect them on his behalf.
If the overdue amount of Huayuan users is relatively large, after repeated collection by Huayuan, the overdue users still refuse to repay. Then, if necessary, Bai Hua can recover the arrears from users through legal channels. Just like the well-known malicious overdraft of credit cards, Bai Hua users may have to bear criminal responsibility for overdue.
It's normal for flowers to be urged after they expire. Answer the phone, have a good attitude, and then try to pay back the money. If you have no money, you should pay part of it first, and then negotiate with the other party to apply for repayment.
Don't think that Alipay lawyer's letter is false to overdue users. Every financial institution has its own collection process. Generally speaking, there are several ways to collect money, such as leaving a message to remind you, calling relatives and friends, sending a lawyer's letter and collecting money at home.
As a legal approach, the lawyer's letter is first and foremost true. Secondly, even if it costs some money to send a lawyer's letter, some financial institutions will do whatever it takes to recover the arrears, especially a formal financial institution like Alipay, which is not bad. It is normal to send a lawyer's letter to collect it.
Moreover, Alipay customer service has also made it clear that the platform will send a lawyer's letter for collection as appropriate. Therefore, if you receive Alipay's lawyer's letter, please negotiate with customer service for prepayment as soon as possible.
The full name of flower bud is ant flower bud, which is a consumer credit product launched by Ant Financial. After the application is opened, you can get a consumption quota ranging from 500 to 50000 yuan. When spending, users can prepay the amount of ant flowers and enjoy the shopping experience of "spending first, then paying".
On August 4, 20 16, the Ant Flower Garden Consumer Credit Asset-backed Securities Project was listed on the Shanghai Stock Exchange, which is also the first ABS of Internet consumer finance on the Shanghai Stock Exchange.
(Alipay 10.2.33)