1. Delayed delivery. When the developer and the purchaser agreed to hand over the house in the contract, they did not get the notice of occupancy from the developer. According to the provisions of the current judicial interpretation, if the developer fails to perform within a reasonable period of three months after being urged by the purchaser, the purchaser has the right to ask the developer to return the house and demand a refund of the deposit or interest on the house payment.
Second, the contract is invalid. The reason why the contract is invalid is mostly because the developer's procedures are incomplete, and the developer must have complete documents to sell the house in Gai Lou. If the developer's documents are incomplete, it is illegal to operate, and the contract signed with the buyer is invalid. Because it is an invalid contract, the developer should return the house payment paid by the purchaser.
3. The developer changes the design without the consent of the buyer. In the contract signed between the purchaser and the developer, it is generally agreed that the developer must obtain the consent of the purchaser before changing the design. Otherwise, the developer constitutes a breach of contract and the purchaser has the right to return a house. If the developer changes the type, orientation and area of the house without the consent of the buyer, the buyer may require the developer to return the house according to the contract.
Four, the housing area error of more than 3%. If the absolute error ratio between the measured area at the time of delivery and the temporarily measured area at the time of signing exceeds 3%, the purchaser may request to return the house and return the interest.
Five, the use of substandard housing quality. According to the latest judicial interpretation, due to the housing quality problems affecting the normal living use, buyers can request to return a house and ask the developer to compensate for the losses. If it is considered that the quality of the main structure is unqualified, it may entrust an engineering quality inspection agency to re-verify it in accordance with relevant regulations.
Sixth, the property rights of houses are unclear. In case of mortgage, seizure or other economic disputes.
Seven, there are other problems such as contract fraud. The developer mortgages the house for sale before the sale, or mortgages the house to others after it is sold to the purchaser. After the buyer finds out, he can sue to find that the purchase contract is invalid and request to return the house. In addition, the common situation that leads to the invalidation of the purchase contract is that the developer has not obtained the pre-sale permit; Without the written consent of other * * owners, the house is owned by * * *; The ownership of the house is disputed, and the judicial organ or administrative organ decides to seal up or restrict the right of the house in other forms according to law.
Eight, delay the registration of housing ownership. According to the agreement in the sales contract or legal provisions, the registration of house ownership should be handled more than one year after the expiration, and it is impossible to handle the registration of house ownership due to the developer's reasons.
Nine, the mortgage contract can not be handled. Failing to sign a mortgage contract and apply for a mortgage loan due to reasons not attributable to both parties.
X. Transfer of construction in progress. If the developer wants to transfer the project under construction, it shall notify the buyer in writing, and the buyer has the right to request to return the house within 30 days from the date of receiving the notice.
Check-out steps:
Step 1: The buyer sends a return notice to the developer by express delivery, registered mail, fax or telephone.
Step 2: urge the developer to handle all the procedures for the cancellation or termination of the contract between the buyer and the loan bank within 15 days after the return of the house is requested.
Step 3: urge the developer to return all the purchase money to the purchaser.
Step 4: Go to the provident fund management institution or the loan bank to go through the formalities of stopping repayment.
Moreover, after the consumer cancels the loan contract with the bank and the developer returns all the house payment, the sales contract between the purchaser and the developer also means that it can be cancelled. In addition, when buyers apply for mortgage loans, banks generally require buyers to buy insurance for their own houses, and the insurance beneficiary is the loan bank, so the last step is to cancel the loan contract and then go through the formalities of surrender.