Activate credit card online (for example):
1. Log in to creditcard.ccb.com, the credit card website of China Construction Bank (be sure to enter it accurately here to prevent logging in to phishing websites);
2. Credit card service chooses online card opening ";
3. Enter relevant information according to the system prompt (enter all information correctly), and click Next until you click "Confirm" to complete card opening;
4. Call the customer service hotline 4008200588 (or 02 1-38690588) to set the consumer's cash withdrawal password;
5. At this point, the card opening encryption was successful.
Matters needing attention before credit card activation:
1. Sign on the back of the credit card;
2. Stick an anti-counterfeiting code and carry the card with you as much as possible to prevent credit card information from leaking;
3. Change the original password immediately;
4. Pay attention to the first safety environment when using the card;
5. Choose the repayment method according to the individual's actual situation;
6. Repay in time every month to avoid overdue.
Consequences of overdue repayment of credit cards:
1. It is a breach of contract not to repay after the credit card is overdrawn. The bank may require the cardholder to repay the principal, overdue interest, late payment fee and over-limit fee, etc. If the bank sues the court and wins, the cardholder will also bear the litigation costs.
2. If the cardholder maliciously overdraws a certain amount for the purpose of illegal possession and fails to pay it back within the time limit, which constitutes the crime of credit card fraud, he shall also bear criminal responsibility.
3. Overdue repayment will leave a bad credit record for the cardholder and affect the smooth progress of the cardholder's future loan.