It is recommended to entrust a lawyer to act as an agent and send a lawyer's letter to urge. If it fails, it will claim compensation in the lawsuit. If the loan has a repayment period, two years after the expiration of the repayment period, after the statute of limitations, there is no legal support. Suggest solving it as soon as possible. Apply for enforcement after winning the case. When he has money, he can pay it back, and it will never expire.
The lawyer's fee is within the scope or range of the government-guided price, which shall be determined by the lawyer and the client through consultation. Different regions, different situations, different customer needs, different charging standards, you can call for advice.