1. Whether to find a lawyer for car accident claims depends on the specific situation, as follows:
(1) If the evidence of car accident claims is sufficient and the case is simple and clear, there is no need to hire a lawyer, and the parties only need to get the accident report and compensation from the traffic control department;
(2) The traffic accident is serious. When the responsibility in the accident is unclear, the level of disability can be high or low, and even there is a dispute over rural to non-agricultural, it is even more necessary to consult a lawyer or entrust a lawyer to act as an agent.
2. Legal basis: Article 179th of the Civil Code of People's Republic of China (PRC).
Anyone who infringes on others and causes personal injury shall pay compensation for medical expenses, nursing expenses, transportation expenses, nutrition expenses, hospital food subsidies and other reasonable expenses for treatment and rehabilitation, as well as the income reduced due to missed work. If it causes disability, it shall also compensate for the cost of assistive devices and disability compensation; If death is caused, funeral expenses and death compensation shall also be paid.
Second, how to settle claims after the accident.
1, report the case in time, call 122 immediately after the insurance accident, and call the report phone in time to report the case to the insurance company within 24 hours;
2. Assist in investigation and loss assessment. After receiving the report, the insurance company will quickly send people to conduct on-site survey to determine the size of the loss and issue a survey report;
3. Submit claim documents;
4. Claims review: the insurance company will make a conclusion on whether to compensate or not and how much to compensate according to the terms of the auto insurance contract, the claims documents submitted by customers, the survey reports provided by surveyors and the company's relevant claims regulations;
5. When receiving compensation, the insurance company shall, according to the conclusion of claim settlement, notify the insured to go through the formalities of receiving payment for the accident that belongs to the insurance liability.