Legal subjectivity:
If the online loan is overdue, the bank card will be automatically deducted. If you authorize the online lending platform, the online lending platform will deduct the handling fee from your bank card every month, just like repaying the mortgage, but it will not be deducted from your other bank cards. Unless it is overdue, the online lending platform will sue, and after the court accepts it, you can freeze your property.
Legal objective:
Article 9 of the Interim Measures for the Administration of Personal Loans stipulates that the lender shall establish a control mechanism for the reasonable income repayment ratio of the borrower, reasonably determine the loan amount and term in combination with the borrower's income, liabilities, expenditure, loan purpose, guarantee and other factors, and control the borrower's repayment amount in each period not to exceed his repayment ability. Article 242nd of the Interim Measures for the Administration of Personal Loans stipulates that if the person subjected to execution fails to perform the obligations specified in the legal documents according to the notice of execution, the people's court has the right to inquire about the deposits, bonds, stocks, fund shares and other properties of the person subjected to execution from the relevant units. The people's court has the right to seal up, freeze, transfer or sell the property of the person subjected to execution according to different circumstances.
will online loan fraud automatically deduct money from bank cards?
Don't worry, it won't automatically deduct money from the bank card. Of course, if you tell the bank card number and bank card password, the other party will transfer the money from your bank card. Therefore, we must pay attention to fraud prevention in life. Will online loan fraud deduct money from your bank card?
Regular online loans will not be deducted. If it is online loan fraud and provides corresponding identity information, it is very likely that money will be deducted from your bank card.
if it is a formal online lending platform, it will not deduct money from the customer's bank card; However, if the platform for customers to apply for loans is not very formal, then the bank card may be deducted from the platform after it is bound to the platform. Therefore, before applying for a loan, it is best to look at whether the platform is formal and whether it holds a financial license. If there is no financial license and it is an unknown microfinance platform, then it is best not to apply for loans on such a platform. It is recommended to apply for loans on a regular online lending platform. Otherwise, the bank card is deducted from the informal online lending platform, or it is too late to regret accidentally encountering usury. In addition to those regular online lending platforms, customers can also go directly to the bank for loans. Bank loans are secured by mortgages and will not be deducted from customers' bank cards; Or go to those lending institutions approved by the CBRC to apply for loans. If you find that the money in your bank card has been deducted by the platform for no reason, you'd better contact the platform to ask why. If it is maliciously deducted by the platform, the customer can collect evidence and report it to the local public security department.
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