The "tricks" used by scammers to make money
1. Registration: The United States, Spain, Singapore, Hong Kong and other countries have implemented economic liberalization. Company registration generally does not require registered capital and a name (as long as there is no duplicate name), and every time you open a newspaper, it will be an agency to handle advertisements for overseas companies. Therefore, it is very convenient to register a "American World Bank Investment Company". In fact, it only costs about 10,000 yuan. This is the situation of the company found in the Industrial and Commercial Office.
1. On the website of "World Bank Investment Corporation of America", you can find relevant information of "World Bank Investment Corporation of America".
2. Implementation: It is handled by the agency. Through the agency approved by the State Administration for Industry and Commerce, the establishment of the agency will be substantively reviewed. According to the law, the agency can only carry out some liaison work and cannot Carry out paid operations. It doesn't matter whether this is true or false. Funds cannot be registered directly in the mainland and can only be registered in the form of a representative office. So I can't tell the difference.
3. Rent a building: Find some prosperous areas (such as Financial Street, International Trade Center, Modern City), rent an office, and dress up as a foreign-funded company in a luxurious style. Of course, there are also some people who have no money and find apartments to rent.
4. Send a letter: Send a letter to groups with investment needs (such as patent holders and enterprises), saying that they want to invest. Some scammers do not send letters directly, but entrust some intermediaries to contact them on their behalf. This way, they are more credible and more concealed. These intermediaries (such as a recently popular science and technology newspaper and a company in Beijing) are also profitable. They not only earn intermediary fees but also participate in sharing the spoils. Of course, there are real and fake companies.
5. Advertisements: There are advertisements in Chinese Business Daily, Global Times, Reference News, etc., claiming to have 1 billion of their own funds and looking for investment projects. If you are not careful, you will be fooled; at that time , let’s take a closer look. How many real investment companies will advertise on it? Moreover, if you look at advertising day and night every month, it must be a liar.
6. Set up: In order to attract investors, scammers often say that the project is very good, and even sign a letter of intent for investment (note: the letter of intent for investment has no legal effect, and you cannot invest even if you sign a letter of intent for investment), and invest at every turn "Tens of millions of yuan", the conditions are very attractive. In other words, real companies also follow this model. This is the so-called "hidden rule" of the investment and financing industry.
7. Evaluation: Seeing that you have really been tricked, the scammer shows his true colors at this time and asks the investor to provide an evaluation report. If you don't have an evaluation report, the scammer will ask you to do it, but in order to gain further trust, they generally won't designate any unit to do it in the first place. If you don't know where to go, he will tell you that you should go to "a formal unit in Beijing or Shanghai." In fact, this kind of evaluation unit is in the same group with them, or even controlled by one person; what's more, these evaluation units The institution is still a formal unit with the brand of Ministry of Finance and Ministry of Commerce, colluding with scammer investment companies. If you have an evaluation report and provide it to a scammer, the scammer will pretend to be cold and do it for you for a few days, and then tell you that the report cannot be produced and that it still needs to be "produced by a formal unit in Beijing or Shanghai" to be credible. If you are tempted, you will soon be deceived.
8. New tricks: Now, under the reminder of the media and the government, investment company evaluation scams have become an open secret. In order to survive, many scammers are now starting to use new tricks:
(1) Inspection fee: Lie about the inspection project and ask investors to provide inspection fees and travel expenses. It is worth noting that they will actually go, But it's not for inspection, it's for coping (you can't just show nothing after receiving money). The point is that some real direct investment institutions are reimbursed.
(2) Fraudulent inspection fees and assessment fees: After the "inspection" comes back, you still need to assess. It doesn't matter if you don't do the assessment. Anyway, you have already received the inspection fee; competition in all walks of life is fierce, and there are scammers. The "treasure" is kept behind, and I even pay for the inspection travel expenses myself to show that I am a truly powerful investor. The project party will start to trust you a little bit, and then find a special national evaluation agency to evaluate the purchase project in hand. The subsequent evaluation will be at least tens of thousands of yuan, and as high as hundreds of thousands of yuan. At this time, you still have to use the so-called Ministry of Finance Under the banner of bargaining with national assessment agencies.
After collecting the money, whether they open the door 40-60 times or 50-50 times depends on the situation. Anyway, they are all in the same group!
(3) Witness fee: After signing the investment letter of intent, the lawyer must witness it. The witness fee is half per person and the witness fee is 100,000 yuan. If you pay half of it, it's fifty thousand. In fact, scammers and "law firms" are also in the same group.
(4) Translation fee: Tell the headquarters that the headquarters does not understand Chinese and requires translation into XXX, and designates a translation unit for translation. In fact, scammers and "translation units" are also in the same group.
(5) Foreigners participating in the scam: a new routine. The scammer investment company randomly finds an old man to participate in project reception and project inspection, which naturally increases the project party’s trust in the scammer investment company, and then defrauds the money. Base.
(6) Fund moving fees: first apply for the first fund and gain the trust of the project financier. ① The first fund is not the scammer’s investment company’s own, and ② the project financier must bear it when handling it. The capital moving fee is generally 1-2%. ③The last fund cannot actually fall into the project financier's corporate account.
(7) Deposit: If you complete the previous project, there is still one last amount of money to defraud you. I want to inform you that the US headquarters will give you a subsidy, 30% first, and 70% after six months. But if you neither participate in your management nor send people to station, what should you do if you take the money and close the business and run away? So you need to pay a deposit. It's right to give the money immediately. 200,000 came out. (Excerpted from a speech by Wu Xiao, director of the Investment and Financing Department of the Small and Medium Enterprise Research Center of the Chinese Academy of Social Sciences).
Waiting...
However, after all the procedures are completed according to the "hidden rules", it will cost hundreds of thousands of yuan, and maybe even more. What will happen if you take on debt? Either your procedures are not complete enough, or the board of directors at the headquarters did not approve it. In short, you find an excuse and reach the end of the scammer's game
One of the processes of deceiving you:
1. When you contact an investment company, they will first ask you to hand over the information to them - business license, tax registration certificate, organization code certificate, legal person certificate, business plan or analysis report, etc. You may say that this is normal and a normal procedure, so don’t rush to read on.
2. After receiving your information, they will say: "I will notify you after the project review." In a few days, they will call you and say: "Your project is very good and has great prospects." , has passed our preliminary review, please bring all the materials to our company on a certain date to discuss the next step of operation. They will send you an invitation letter with the content generally stating that you are qualified to come to the company for negotiation, and the detailed address is below. Please give me a good phone number, I’m afraid you won’t find it, or you’ll find it in the wrong place.
Note: What are they doing recently? They are not stupid enough to tell you when they receive the information. The project passed the preliminary review. You clearly sent the information to the company, and they stamped the invitation letter with the representative office of XX. Because if your information is complete, they can't cheat you. , In fact, you haven’t done it at all. For example, if you have a financial analysis report, they will ask you to make a financial risk report.
3. When you arrive at their company. Usually the deputy general manager or project manager will come to receive you. While looking at your information, they will say, "We are a direct investment company. Different from others, how much money has our company headquarters invested in XXX country, etc." When they pick them up, they They will say that they invested XXX billion yuan in China, and the XXX project they invested in is in XXX place. The XXX company they invested in**** has an investment amount of XXX billion yuan. Invest $XXX billion. All of this is done to make people believe that they are very powerful. If you check there is this project under construction, but you can't find their company. If you ask them they will say it was jointly developed and of course you won't find it.
Preventive Tips 1
① You can ask them to show you the joint development contract and just look at the signatures at the beginning and end. They will also say that it is a business secret.
② Any major investment and construction project must be approved by the government. The approval documents issued by the National Development and Reform Bureau are never commercial secrets.
③You can see the approval document from the Construction Bureau or the Land and Resources Bureau.
④The above are all trade secrets, so look at the business license of the joint venture company.
⑤ The investment interest you mentioned is similar to that of bank deposits and loans except for the handling fees. There are risks in investing in bank entrusted loans, and there are risks in investing in you. Are investment companies really that stupid?
Friends, you should know the authenticity at this time
4. Sign the agreement: According to the conditions you mentioned, the investment amount, interest rate, information you need to provide, etc. The following clauses will appear in the agreement, which are all used to defraud money.
①First of all, we do not charge you any fees.
② The project site inspection fees, inspection fees (transportation fees, accommodation fees and even escort fees, etc.) will be borne by the project party.
Note: Big liars will not cheat you of a penny. The scammers will ask you to remit the flight ticket money to them. Some of them will simply not come after receiving the money, and some will be several times higher than the ticket price.
Precaution 2: Let them give you the money. Send the ID number of the person who comes to inspect the goods, and you will issue an e-ticket to them
③ You need to provide a business plan made by a qualified and recognized unit. One of the evaluation reports, financial reports, etc.
Cheating: If you ask them and say no, they will recommend one or several to you. On the surface, they are not involved, but in fact they are in the same group. The company only does 50,000 yuan, and the company they ordered only does 80,000 to 100,000 yuan. If you make a report, you will be deceived. In fact, both parties have confirmed that they have designated it. You may think that as long as you can get it. Investing tens of thousands more is nothing.
Note: The interests of investors and project parties are ****, don’t treat yourself as a beggar and do not necessarily listen to them.
Three precautions. : You can say to them: You can designate a province and I will find a unit with national qualifications to do it. This will be fair to everyone and you can judge the authenticity based on their answers.
< p>5. After you finish the report and hand it over to them, don’t think that they are waiting for you to get money. There is another trick waiting for you.After they receive your report, They will say to you: "We will report to the headquarters immediately. Just wait for the good news." After a few days, you finally get the news: "The headquarters has reviewed your project and decided to invest in you." The next step is coming. A formal investment contract has been signed at the project site, so you are ready to ask the relevant leaders for instructions. You will be very happy at this time, which is indeed good news.
< p>6. The scam has started again. At this time, they will tell you that they will send lawyers to inspect the project. The inspection contents are: whether the company’s lawyers have any criminal cases, whether they have bad records in the bank, etc. The most important thing is that you have to pay For legal fees, you have to remit the legal fees to the so-called law firm (there is an agreement between them to allocate them, and the lawyer will come. This is the so-called legal due diligence report or lawyer due diligence report. When you see the financing What will you do when you are about to succeed? If you don't agree with it, you have already spent more than 10,000 yuan; you will continue to be cheated by it.Precaution 4: Tell them what you asked. I'll ask my lawyer, and everyone will bear the cost. If you have no problem, the lawyer's report will be the same.
7. The lawyer's due diligence report is not completed. They call you, but you call them. Anyway, they have many reasons to delay the time. I won’t go into details here. After a few months, if they can’t wait any longer, they will tell you that the board of directors at the headquarters will not invest because they think the risk is too great.
8. When you find them, they will say: "We didn't charge you a penny, and we spent a lot of money. If the headquarters doesn't agree, there's nothing we can do." They confiscated a penny from you, but you paid hundreds of thousands
The "Characteristics" of Scammer Investment and Financing Companies
1. The names are grand and gorgeous. They currently call them so-and-so from a certain country. In the name of the Beijing Representative Office of the International Investment Group, it also set up its own office in a relatively decent office location. You know, only by investing a certain amount of capital can you get more money. Therefore, it must not be judged by whether the project party has the ability to invest.
2. Most of the business personnel of scam investment and financing companies are of low quality, because these companies are not willing to spend a lot of money to hire professionals to do business, and they do not have the basic ability to train these low-quality people. employees, and they don’t spend much energy on so-called training.
Therefore, they are liars, that is to say, they are different from those who are well versed in the rules of the investment and financing industry, can control the direction of investment and financing, and can obtain sufficient funds from third parties. Most of them lack understanding of the specific connotation of the enterprise, which is not difficult to see when discussing the project in depth during the negotiation process. This determines that during the negotiation process, the scammer will not have an in-depth discussion with you, but will only talk to you about how to get a loan, necessary procedures and fees. It is clearly talking about the representative office of a certain international investment group. Even the most unfavorable foreign-funded enterprises will open their own overseas representative offices and recruit staff with corresponding knowledge levels. They must at least understand the language of the country. Otherwise, how can they communicate with the "first generation" Communicate! (This is especially obvious in knowledge- and capital-intensive industries such as investment and financing!
3. Scam investment companies generally like "clean" projects. The so-called "clean" refers to projects that other investment companies have not participated in. They have not experienced investment projects and are not familiar with the tricks. They are easily manipulated by these scammers using so-called industry practices, group work standards, international practices, etc. We can often see investment companies that are new to scams negotiating project terms. He has a sincere attitude and regards the investment company as his savior, hoping that from signing the letter of intent to opening the door to financing, it is really disappointing to see that everything is in vain! This also corresponds to the old saying, "Experience is also a valuable asset." Wealth!
4. Scam investment companies are generally not optimistic about projects where the company is located. As the saying goes, scam companies generally will not get involved in local projects. So there will be real local projects. The rejection may be a clear rejection, or it may be a prevarication due to immature conditions. You know, if the local scammer company is looking for trouble every day, how can they carry out the fraud work normally? Differently, if you make a fuss once and find a scammer company from other places, the cost is too high, and you can't come here every day. The scammer company has seized on this and won the contract for the project.