What if relatives don't always delay borrowing money?
Communicate in advance, at the beginning, you can use hints, such as mentioning it intentionally or unintentionally in ordinary conversations, to give the other party psychological hints; If the other party turns a deaf ear, and the repayment date promised at the beginning has arrived, you may wish to point it out directly (choose a suitable place and bring recording equipment to record the evidence). Point it out to the point and ask for a clear answer. It is best to let the other party write a note promising repayment, or guide the other party to tell the specific repayment date and amount (recording is very important to prevent future regret). On the agreed repayment date, take out the prepared credentials and follow up. Neither humble nor supercilious. If you fail once, you will fail twice. If you fail twice, you will fail three times. Let the other person see your patience and perseverance. However, considering that the other person is your relative and friend, your attitude should be neither supercilious nor supercilious, which can make the other person feel annoyed, but don't make the other person hate you. According to the provisions of Article 119th of the Civil Procedure Law of People's Republic of China (PRC), a civil lawsuit can also be brought to the people's court according to law. If there is an iou, and there is an agreed repayment period on the iou, then three years from the date of the agreed repayment period is the statutory limitation period. If you claim compensation from the other party after the limitation period, you may lose the right to win the case. Legal basis: Article 22 of the Civil Procedure Law of People's Republic of China (PRC) must meet the following conditions: (1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case; (2) Having a clear defendant; (3) Having specific requests, facts and reasons; (4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.