Is it true that Guangfa Bank sent a lawyer's letter and sent a WeChat email with a credit card?

It is true that Guangfa Bank sent a lawyer's letter and sent a WeChat email with a credit card. According to official website information of Guangfa Bank, after the credit card is overdue, Guangfa Bank will notify the credit card holder to make repayment by reserving the mobile phone number and email address in the bank, and will send a lawsuit and a lawyer's letter to the borrower in case of serious overdue. China guangfa bank was established in September 1988 with a registered capital of RMB114.08 million, and its headquarters is located at No.713, Dongfeng east road, Yuexiu district, Guangzhou, China.