Hello, lawyer Zhu! Private loan guarantee consultation.

1. Generally, in this case, if the borrower is unable to pay or can't find the borrower, he can only find a guarantor. Since you have made a guarantee, you must bear joint and several liability (because there is no clear responsibility of the guarantor, that is, joint and several liability for breach of contract); So it is normal for creditors to sue you;

2. So if you have money, pay it back first, and then go to the court to apply for the borrower to pay you back directly. This is the only way to do it. I don't want to carry this pot, I can only find a borrower. If I can't find you, I can only take full responsibility;

3. So the guarantee is risky. When you make a guarantee in the future, you should think carefully and measure whether you can bear the responsibility of the guarantee according to your own ability.