Contact a lawyer to discuss how to charge for stopping payment of bills.
1. About 1,000 yuan. Whether it is negotiated repayment or suspension of payment, it is basically a civil dispute. Lawyer fees generally consist of consulting fees and handling fees. Consulting fees are generally calculated on an hourly basis and range from tens to hundreds of yuan. The handling fee is calculated based on the overdue amount of the borrower, which is generally about 5%-10% of the amount involved.
2. A suspended account means that when a person with an overdue credit card is temporarily unable to repay, the card-issuing bank will reach an agreement with the cardholder to repay the loan in installments. During the installment process, annual fees, interest and liquidated damages will no longer be incurred, but the original interest and liquidated damages will not be reduced and will still be repaid together with the principal owed. The benefits of stopping interest payments are to stop interest payments, stop collections, avoid being sued, and reduce the debtor's repayment pressure. The disadvantage is that your credit report will be overdue and the credit card will no longer be available for use once it is paid off.
What should you do if you encounter problems such as unpaid credit card debt, overdue interest, excessive interest, and debt collection?
Remind you:
The reason why problems arise when using credit cards is because the credit cards have overdraft functions. So, how to deal with it? As the saying goes, attitude determines everything. Cardholders need to show a positive willingness to repay and negotiate a repayment plan. Let us not just talk the talk, we must actually take action and give back in any way we can. Of course, there are specialties in the art industry. If cardholders want to know more about the situation, they can contact the professional debt protection team for consultation.