Listen, if you think the answer is good, give me a reward.
First of all, you can repay the loan in 65,438+00 years, and how much extra money each bank has each year is allocated by yourself. When you figure out the repayment method, you can go to the bank to sign the agreement. After signing the agreement, there will be no interest on the same day, and you can save a lot of money.
Then at this stage, the repayment ability is seriously insufficient, and the annual repayment amount is calculated in proportion. How many years will it be over? It is necessary to discuss with the bank. If the bank agrees, you can sign the agreement. But this is also the final agreement, and you can't break the rules after signing it. Pay as much as required every month.
This is the only way to solve your interest problem. If you don't pay it back, you can't. Being caught is also certain.
Banks are not easy to bully. The bank will call you to make a dunning first. If you keep ignoring it, the bank has also raised a group of strong men (thugs), and will not threaten to use force until the last moment. It's no use looking for your escape. Banks are related to the public security system.
I have a friend who owes you less than eight credit cards, 200 thousand. He just cashed in, just repaid 20,000 yuan, and maintained the signing of 654.38+0.8 million yuan.
In the end, although there is no bank interest, I really can't resist the monthly cash repayment. But his cash-out fee of 8 tickets per month has also reached 800 yuan.
Later, he went to the bank and signed an agreement. 10 returned so much money, and now he pays it back on time every month.
You can also sign the agreement in this way, first discuss with the bank and give yourself more space when signing the agreement. Not signing for five years is definitely not enough. If you sign for a long time, the monthly pressure will be less.
Finally, don't consider going to jail to avoid repayment. Why are you going to jail? The bank will sue you in the end. If you lose, the bank will sell your house together to repay the loan.
Therefore, it is better to take the initiative to sign an agreement with the bank to discuss, and the bank will be more tolerant. The bank doesn't want to make trouble, just want to recover the money and interest.