The simplest way to send a person to prison 1. Refusing to execute the court decision After the debtor borrowed money, the creditor sued the court. After the court decision, the debtor still ignored

The simplest way to send a person to prison 1. Refusing to execute the court decision After the debtor borrowed money, the creditor sued the court. After the court decision, the debtor still ignored it and refused to pay back the money. At this time, the creditor may bring a lawsuit to the court again and apply for compulsory execution. If the debtor refuses to execute it, he may be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine according to the seriousness of the case. < /p > However, the premise is that during the execution period, the creditor needs to provide the court with strong evidence that the person subjected to execution has property and does not pay back the money.

2. Malicious overdraft of credit cards < /p > According to the law, if a credit card holder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and fails to return it for more than three months after being repeatedly urged by the issuing bank, it shall be deemed as "malicious overdraft". If the cardholder maliciously overdraws more than 1, yuan, it will be considered as a "large amount", and once it is sued by the bank to the court, it will be sentenced to fixed-term imprisonment of not more than five years, criminal detention or fine.

3. Crime of non-repayment of borrowed money < /p > The crime of "non-repayment of borrowed money" refers to the fraudulent behavior in which the actor uses fictional facts or conceals the truth to defraud public and private property for the purpose of illegal possession. For example, the borrower uses the trust of others to defraud others of money on the grounds of economic difficulties. This kind of fraud in the name of lending should be characterized as fraud. < /p > In daily life, this kind of fraud is more common among relatives, friends and colleagues. The borrower mainly uses the trust or sympathy of the other party to fabricate facts and then borrows money, with the intention of not paying back the money. This situation can be called "loan fraud". < /p > If the amount of loan fraud is relatively large, it will be sentenced to fixed-term imprisonment of not more than three years, criminal detention or fine; If the amount is huge, he will be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and fined. < /p > If an arrears event occurs at ordinary times, you can judge the way of asking for arrears by looking at the attitude of the other party, and you need to look at the content of the arrears. The content of IOUs is an important evidence related to whether the debts can be recovered, which needs to be standardized. < /p > 1. What are the consequences of malicious overdraft of credit card < /p > The consequences of malicious overdraft of credit card are as follows:

1. You need to pay a late fee for credit card. The so-called credit card late payment fee refers to the amount that the cardholder should pay to the issuing bank in accordance with the regulations when the repayment date is not due or the repayment amount is lower than the minimum repayment amount;

2. You need to pay overdue interest. Banks charge high late fees and interest for overdue repayment of credit cards, and the interest is calculated according to compound interest. After users use credit cards to overdraw, they usually have an interest-free repayment period ranging from more than 2 days to more than 5 days. That is to say, as long as the cardholder fails to pay off all overdraft fees within the prescribed time limit, all the expenses of the cardholder last month will no longer enjoy the interest-free treatment of the bank, and the daily interest rate is as high as five ten thousandths, that is, the annual interest rate reaches 18%. Overdue cardholders with high overdue penalty interest, exceeding the repayment period and extending the repayment period need to pay more than five ten thousandths of the daily interest in full in addition to the principal owed;

3. Leave a bad credit record. A malicious overdraft of a credit card is equivalent to a direct death sentence for a credit record. This credit stain will accompany you for life. It will have a negative impact on your future bank loans and credit information. Credit card users' overdue repayment will be recorded in bad credit records. At present, the basic database of personal credit information has been networked nationwide. As long as individual residents have handled loan business in banks, applied for credit cards and provided guarantees for others, they can query credit reports in any commercial bank in the country. If the card is sealed and included in the credit investigation, the bank will list it as a malicious overdraft cardholder, and all the businesses that the cardholder can handle in the bank, such as storage, card handling, lending and wealth management, will be restricted;

4. Being investigated for criminal responsibility. If the user overdraws for 2 months and fails to repay, the bank will call to remind the user to repay. If the repayment is not made, the bank will ask a lawyer to send a lawyer's letter to the user. If the repayment is not made, the bank will report the case to the police, which is suspected of constituting the crime of credit card fraud. If the cardholder is found to have maliciously overdrawn his credit card, he will be summoned by the court for "credit card fraud" and will face criminal prosecution, up to 1 years' imprisonment and a fine of $5. The specific penalties are as follows:

(1) Those who maliciously overdraw credit cards for fraudulent activities will be investigated for criminal responsibility, sentenced to fixed-term imprisonment of not more than five years or criminal detention, and fined not less than 2, yuan but not more than 2, yuan;

(2) If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 5 years but not more than 1 years, and shall be fined not less than 5, yuan but not more than 5, yuan!

(3) If the amount is especially huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 1 years or life imprisonment, and shall also be fined not less than 5, yuan but not more than 5, yuan or his property shall be confiscated. < /p > In short, if the cardholder overdraws beyond the specified limit or within the specified period for the purpose of illegal possession, and fails to return it for more than three months after being urged twice by the issuing bank, it is deemed as malicious overdraft. If the overdraft amount exceeds 1, yuan and reaches the filing standard of credit card fraud, it can be identified as credit card fraud.