If you receive a court summons, it is true. Repayments should be made as soon as possible. Avoid legal responsibility. If the payment is overdue or fails to be paid after two reminders, the party concerned will be prosecuted. First, if the party still fails to repay after multiple reminders, a civil lawsuit will be filed in court. After the People's Court hears the case, if the party still fails to repay the loan, the case can be transferred to the public security agency for investigation and formally established as a criminal case. After investigation by the public security organ, the case was transferred to the Procuratorate for public prosecution.
Legal basis: "Civil Code of the People's Republic of China"
Article 667 A loan contract is a contract in which the borrower borrows money from the lender, returns the loan and pays interest when due .
Article 668: A loan contract shall be in writing, unless otherwise agreed between natural persons. The content of a loan contract generally includes terms such as loan type, currency, purpose, amount, interest rate, term, and repayment method.