In private lending, the general way to deal with it is that creditors sue the court for repayment of the arrears, and rarely violate the criminal law and bear criminal responsibility; However, if you have the following circumstances, you will go to jail: if you refuse to implement it, you will go to jail. The premise of this sentence is that if you don't pay back the money, the people's court will make a judgment after the creditor files a lawsuit with the court; If the debtor refuses to pay back the money, the creditor may provide evidence that the person subjected to execution has property and does not pay back the money, and apply to the people's court for enforcement.
Article 1 19 of the Civil Procedure Law
Prosecution must meet the following conditions:
(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;
(2) Having a clear defendant;
(3) Having specific requests, facts and reasons;
(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.