It looks like it has a real name, like this:
Legal action notice: XXX regarding your suspected malicious overdraft of bank credit cards, the circumstances are serious, because the relevant departments have been You didn’t repay the money, your repayment promises were not fulfilled many times, you changed your contact information and went into hiding. At present, the judicial authorities have based the Ministry of Public Security 2011 (Standards for the Filing and Prosecution of Criminal Overdraft Credit Card Cases with Malicious Overdrafts under the Jurisdiction of the Public Security Bureau) jointly issued by the Supreme People's Procuratorate and the Ministry of Public Security on March 5, 2065, to prosecute your name. A comprehensive inspection of the property was conducted, and an application was made to postpone the hearing at the Third Criminal Court of Luohu District People's Court on March 8, 2065. Please pay attention to the court announcement. The subpoena will be served shortly. Those who are absent from the court hearing will be reported to the public security organs for online pursuit, criminal detention, and a prison sentence of three to five years and a fine of 20,000 to 200,000. For details, see Article 196 of the Criminal Law of the People's Republic of China. If you have any questions, you can call Lawyer Du at 0755-33999400!
Think about it, will you be notified of such a big event through QQ mailbox? Of course it's fake. There are all kinds of scammers out there these days.