Is this a real lawyer's letter and court notice? If it is true that you are being sued, the court will issue a summons to you, and you can publish the evidence in your favor through court debate. Gene

Is this a real lawyer's letter and court notice? If it is true that you are being sued, the court will issue a summons to you, and you can publish the evidence in your favor through court debate. Generally speaking, in the trial process, who advocates who gives evidence. There is also a problem with the use of credit cards, and you should have received a subpoena. After the trial, whether you win or lose, you will get a civil judgment. Everything is subject to the civil judgment. If there is no special reason, I personally suggest that you pay back the credit card arrears, because if you don't pay back and the amount is large, you will be convicted of credit card fraud, which is a formal illegal act. I hope you will seriously consider it.