Can WeChat transfer be used as a loan voucher?

Wechat transfer record borrowing money is evidence. All the materials that can be used to prove the facts of the case are evidence. Evidence includes: physical evidence, documentary evidence, audio-visual materials and electronic data. However, the evidence must be verified before it can be used as the basis for finalizing the case.

Wechat transfer record borrowing money is evidence. All the materials that can be used to prove the facts of the case are evidence. Evidence includes: physical evidence, documentary evidence, audio-visual materials and electronic data. However, the evidence must be verified before it can be used as the basis for finalizing the case.

In practice, there is a loan relationship between the two parties, which requires the following conditions:

1. Both parties reach an agreement on the repayment period and amount of the loan;

2. The lender delivers the loan to the borrower.

Therefore, according to the above provisions, the lender only provides the WeChat transfer voucher, which can only prove the validity of the loan relationship between the two parties, but cannot prove the existence of the loan relationship between the two parties. Because there are only WeChat transfer vouchers, it may indicate that there are other economic disputes between the two sides, such as another loan relationship. Therefore, it is difficult to prove that there is a loan relationship between the two parties.

But if the transfer can indicate that it is the money lent to the other party, it can prove it. Or before transferring money to the other party, the two parties communicated with each other to borrow money, and the lender left another certificate together, so it can also be proved.

Moreover, the chat record about the loan should have the real names, telephone numbers, loan purposes and other information of both parties. If, after transferring money through WeChat, the lender asks the borrower to give a clear reply, whether he has received the money or not, and agrees on the repayment period, it can more directly prove the existence of the loan relationship.

Finally, due to the close relationship, some people don't borrow money, and the transfer will be directly transferred by convenient WeChat. Until the other party is refused to pay back the money, but the difficulty in obtaining evidence will directly affect the recovery of the loan. Therefore, professional lawyers can be involved in the prosecution, collect useful evidence and get the loan back.

III. Relevant provisions: Article 25 of the Provisions of the Supreme People's Court on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases stipulates: "If the plaintiff files a private lending lawsuit only on the basis of debt certificates such as IOUs, receipts and IOUs, and the defendant argues that the lending behavior has not actually occurred and can be reasonably explained, the people's court shall combine the facts and factors such as the loan amount, the payment delivery, the economic ability of the parties, the local or inter-party transaction methods, trading habits, changes in the property of the parties, witness testimony, etc.

Legal basis:

Article 50 of the Criminal Procedure Law of People's Republic of China (PRC) All materials that can be used to prove the facts of a case are evidence. Evidence includes:

(1) Physical evidence;

(2) Documentary evidence;

(3) Testimony of witnesses;

(4) the victim's statement;

(5) confessions and excuses of criminal suspects and defendants;

(6) Appraisal opinions;

(7) Records of inquests, inspections, appraisals, investigations and experiments;

(8) Audio-visual materials and electronic data.