Compulsory insurance can only pay for medical expenses, but the insurance company will recover from your friend.
He may be sentenced to fixed-term imprisonment of less than three years and face economic claims of about 400,000 yuan.
It is recommended to hire a lawyer as soon as possible.
the basis of law
Article 133 of the Criminal Law violates traffic regulations, thus causing serious accidents, causing serious injuries, deaths or heavy losses to public and private property, and shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention.
According to Article 2, Paragraph 1 of the Interpretation of the Supreme People's Court on Several Issues Concerning the Specific Application of Law in the Trial of Traffic Accident Criminal Cases, it means that there are one of the following circumstances:
(1) Causing one person to die or more than three people to be seriously injured, and taking full or main responsibility for the accident;
(2) Causing more than 3 deaths and taking equal responsibility for the accident;
(3) Causing direct losses to public property or other people's property, taking full or main responsibility for the accident, and unable to compensate for the amount of more than 300,000 yuan.
Paragraph 2 of Article 2 stipulates that if a traffic accident causes serious injuries to more than one person, and bears all or the main responsibility for the accident, and has one of the following circumstances, he shall be convicted and punished for the crime of traffic accident:
(1) driving a motor vehicle after drinking or taking drugs;
(2) driving a motor vehicle without driving qualification;
(three) driving a motor vehicle knowing that the safety device is incomplete or the safety components are out of order;
(4) Driving while knowing that it is an unlicensed or scrapped motor vehicle;
(five) serious overload driving;
(six) to escape from the scene of the accident in order to escape legal investigation.
Article 22 of the Regulations on Compulsory Liability Insurance for Motor Vehicle Traffic Accidents stipulates: "Under any of the following circumstances, the insurance company shall pay the rescue expenses in advance within the liability limit of compulsory liability insurance for motor vehicle traffic accidents and have the right to recover from the victims:
(a) the driver has not obtained the driving qualification or is drunk;
(2) The insured motor vehicle was stolen during the accident;
(3) The insured intentionally creates a road traffic accident.
Under any of the circumstances listed in the preceding paragraph, if a road traffic accident occurs and property losses are caused to the victim, the insurance company shall not be liable for compensation. "