1. Repair through the credit reporting agency. Credit reporting agencies are organizations that specialize in collecting, sorting, storing, querying, and analyzing personal credit information. In my country, credit reporting agencies mainly include the Credit Reporting Center of the People's Bank of China and credit reporting agencies authorized by the People's Bank of China. If you find that there are errors or bad records in your credit, you can apply to the relevant credit bureau to repair it.
2. Repair through attorney representation. You need to find a professional lawyer to represent you and sign a relevant agreement with the lawyer. A lawyer will draft the application on your behalf and submit it to the relevant credit reporting agency. The lawyer will follow up the application process and inform you of the repair results.
3. Repair through a credit repair agency. A credit repair agency is an organization that specializes in credit repair services.