First, stop using loans to support loans if they are not overdue to avoid being "eaten" by banks and online loan platforms. Save unnecessary expenses, try to pay off your debts, and avoid spending money.
Secondly, when facing overdue problems, you can give up online loans first and protect your credit card debt. You can avoid criminal liability that may be involved with your credit card. The probability of online loans is extremely small. Online loans are ordinary private loans and are just civil disputes. Even if an online loan platform sues you, it is only to negotiate repayment.
3. When credit cards and online loans are overdue at the same time, priority should be given to solving the problem of overdue credit card debts to avoid the risk of criminal liability. You can easily negotiate a new repayment plan with your bank.
Make a good plan:
Plan your work and earn more than 4,000 a month. It seems that your job is still too comfortable! This is one of the reasons why you currently have so much debt! If you want to make money to pay off your debts, settle them once and for all. What about next time?
Plan your life. This money should be spent! If you don’t want to spend, spend less; if you don’t want to spend, don’t spend!
The method is yours. It's up to you how to control it. I have handled so many cases, and yet again I encountered others because I couldn’t control them. But I hope you are not one of them