1. After the overdue loan is prosecuted, the parties shall repay the arrears as soon as possible to avoid the bank suing the parties. If the principal can be paid off in one lump sum, it must be paid off before the police file a case. This can avoid criminal punishment.
2. loans overdue is sued by the bank, and needs to pay back in time after filing the case, otherwise he will bear criminal responsibility. If you can't repay the loan on time for special reasons, you can apply to the bank in advance and ask for a delay in repayment, and explain the reasons for the delay. After the deadline, before the police file a case, they can be exempted from criminal punishment and repay the principal.
3. After loans overdue is sued, the lender will face serious consequences. If he wants to avoid the seizure of assets and bear criminal responsibility, he must repay the principal quickly, so as to avoid criminal punishment. He should actively negotiate with the lenders to raise the first batch of funds as soon as possible. As long as he has the money to repay the lender, he will generally drop the lawsuit and then make a new repayment plan. Whether borrowing money or swiping a credit card, he must solve this urgent need first.
1, about loans overdue
1) overdue loans are also called "overdue loans" or "overdue loans". Refers to the unpaid part of the loan within the repayment period stipulated in the contract. From the date of overdue, transfer to the overdue loan account, and indicate the words "overdue loan" in the header of the loan account.
2) In order to urge the loan unit to return the overdue loan as soon as possible, 20% interest will be charged on the overdue part. According to the national loan regulations, if the principal and interest cannot be repaid on schedule, it shall be returned with the retained basic depreciation fund, enterprise fund or profit, and shall not be squeezed into the cost, occupy taxes or collect profits.
2. About filing a lawsuit within the time limit.
1) loans overdue is a problem that cannot be ignored. Lending institutions will collect overdue debtors in various ways, in addition to common SMS and telephone collection, they will often go to court to sue debtors for repayment.