Bank Compliance Speech Draft Compliance Speech Part 1
Dear leaders and colleagues:
Hello everyone!
Friends, who doesn’t yearn for a happy life? I think everyone hopes that they will have a good job and a bright future. As a petitioner, where does the source of our happiness come from? Finance is inherently a risky industry. In this industry, if we want to learn to prevent and avoid risks, we must learn how to create better benefits. How to prevent and avoid risks? There is only one way, and that is to adhere to a compliance culture.
Goethe once said: "Unconstrained activities, no matter what nature they belong to, will eventually fail." This sentence tells us that everything has a limit, and this limit is what we call "rules" today. A family has its own rules, and a country has its own rules. Employees who believe in Christ must abide by the rules of Christ. Complying with rules is an indispensable prerequisite for the normal operation of human society, a necessary condition for ensuring the stable development of enterprises, and a necessary condition for our personal growth.
The year 20xx is the "Compliance Culture Management Year" of the Rural Credit Cooperatives in xx Province. Focusing on the theme activities of "Cultivating Compliance Culture and Creating Compliance Units", we will vigorously cultivate compliance culture in the entire system and create compliance The unit must focus on comprehensively carrying out special case management and deal with the problem from the source. Special case management is a practical measure to effectively prevent business risks and case risks from the source. Cultivating a good compliance culture can continuously strengthen compliance operations, fundamentally plug loopholes, prevent cases, and reduce risks; carry out in-depth special case management and seriously investigate and deal with violations of laws and regulations, which in turn can promote system-wide compliance Cultural cultivation, the two interact and are inseparable. Therefore, carrying out civilized and compliance education activities is an urgent need for our rural credit cooperatives to standardize their business behaviors, resist violations of regulations and disciplines, prevent cases from occurring, comprehensively prevent risks, and improve management levels.
In xx Credit Union, standardized operations have always been a topic repeatedly emphasized by the leadership team. After one year of work practice, I have a deeper understanding of the four words "compliance culture". We must not forget that in order to improve the compliance culture, we worked day and night to learn operating procedures, explore sources of operational risks, and draft compliance manuals; we must not forget that in order to implement the compliance culture, the leadership team drafted a series of compliance systems, uniform dress, and civilized etiquette. , reorganize the commuting time. We cannot forget everything we have done to build a compliance culture.
Comrades, today’s event is not a simple speech contest, but a compliance cultural publicity and education activity, and a spiritual and physical baptism. Today, after listening to the speeches of the contestants, I was greatly inspired. Civilization and compliance are the life of our credit cooperation business and the source of our survival and development. A speech may not be able to change the uncivilized and non-compliant phenomena in our work, but I believe that it is like a bright light, guiding us to the other side of success.
We have reason to believe that in today's era of economic globalization, office automation, business informatization, and fierce competition in all walks of life, all our Chinese and foreign cooperative employees, no matter which position or place you are in, are most important The most important thing is that you should keep the compliance culture in your heart, constantly adapt to the situation of corporate compliance culture, shoulder your own responsibilities, be positive, keep making progress, and keep learning, and you will definitely have a more brilliant future
Bank Compliance Speech Compliance Speech Part 2
Dear leaders and colleagues:
Hello everyone! I am xx from xx Road Branch. Today, the title of my speech is "Compliance Starts from Me". Compliance, as a link for the healthy functioning of society, permeates every aspect of social life, bit by bit. As the Postal Savings Bank of China, we have to admit that some phenomena of doing things based on experience and shelving the system still exist. Those repeated orders need to be corrected, and even seemingly "low-level mistakes" are still repeated.
How can we follow the rules? I believe that we must first form a strong compliance culture throughout the bank to ensure that everyone is compliant. All employees must have honest and trustworthy personal conduct and good risk awareness and behavioral norms, creating an atmosphere in which all employees are naturally responsible for their careers and work.
Compliance is the responsibility of all employees of the bank. It is necessary to establish concepts such as "compliance is everyone's responsibility" and "compliance creates value" to make compliance a code of conduct for every employee of Postal Savings Bank. , and take conscious actions to ensure compliance management is implemented. As a front desk employee, I deeply feel the importance of compliance. For example, when we open a company deposit account for a user, we must first have a preliminary understanding of the purpose of opening the account; secondly, we must review whether the certificate information provided by the customer is complete and valid to prevent the customer from using fake certificates to open an account; the account manager handles the account opening procedures on behalf of the customer Necessary verification and verification must be carried out in accordance with regulations. If we do not conscientiously abide by these relevant regulations, it may result in incomplete account opening information, or allow depositors to use the account to commit fraud, money laundering and other illegal activities. Another example: When paying in cash, you must insist on "recording first, paying later". Because there are many customers at the counter, when withdrawing money for an acquaintance, you must first pay off the check amount, and then only find out that the account balance is insufficient when entering it together. In this way Not only will it bring economic losses to itself, but it will also bring certain risks to the Postal Savings Bank of China.
To improve employees' ability to comply with rules and disciplines, we require each employee to "start from me, start bit by bit", constantly improve their business knowledge, take the initiative to learn business, and learn rules and regulations. Be familiar with the work and business of this position, and have the professional knowledge, qualities and abilities required for this position. All employees work together to monitor bad behavior and work together to curb the occurrence of violations. Strictly follow the standardized operating procedures to handle business, be accurate and fast, maintain civilized and standardized manners, use polite and friendly service terms, strengthen service marketing awareness, adaptability, coordination and promotion capabilities, strive to improve their own service capabilities, and tap high quality Customer potential. Work attitude is serious, stick to the position, and strive for excellence in business. Usually, sort out the risk points in each business process, and carefully study the links that may cause risks in this position to prevent the occurrence of risks. In handling business, there must not be any unruly and unruly phenomena such as being too merciful, doing things first and making up for them later, being careless and so on. If an economic case occurs, not only will the company suffer reputational risks and economic losses, but at the same time, all the efforts of our company will be in vain! This is the so-called "if one person violates the rules, the whole company will suffer!" Therefore, compliance management is not just about talking or writing on paper, but requires every employee to take practical actions. Only when all employees actively participate and conscientiously perform Responsibility can be achieved.
Let us cherish our current jobs, be dedicated to our jobs, be willing to contribute, consciously resist all kinds of temptations, stay away from violations of laws and disciplines, adhere to due professional ethics, abide by laws and regulations, proactively comply with regulations, and strictly guard against risks. The occurrence of xx Postal Savings Bank has made its own contribution to establishing a good corporate image of xx Postal Savings Bank and promoting the long-term development of the company!
Bank Compliance Speech Compliance Speech Part 3
I once read a fable: An old man said to his descendants: "In my heart, I have always been There is a war going on between hounds and wolves. The wolf is vicious, it represents greed, indulgence and disloyalty; the hound is kind, it represents diligence, which is the best thing. "Kindness, it represents." Diligence, responsibility and loyalty. The same war will be fought in your hearts, in everyone's hearts. ""So, who will win? "The little grandson asked. The old man's answer was: "It depends on your heart. "So, in actual work, is there really such a battle in each of our hearts? What choice will you make between compliance and non-compliance?
In our Chinese agriculture In the bank, there was a story of loyalty and trustworthiness and a case of greed and disloyalty in the above fable. They often echo in my heart.
The story happened to an ordinary employee of a grassroots branch of our Guangdong Branch -
On the morning of July 13, 20xx, a customer came to Chaoyang with a foreign bank card The counter at the first branch of the branch asked me to check whether the money has arrived. If it has arrived, the money must be transferred to another local bank card immediately. If so, he must immediately transfer the money to another local bank card. Zhang Yuexiang, the teller on duty at our bank, found through inquiries that the balance of the card was as high as 180 million yuan! She was immediately alerted that there was something wrong with the magnetic stripe of the card. Please wait a moment and report it to the accounting supervisor on duty and her superior bank in a timely manner. After verification, the balance in the card was as high as 1.8 million yuan because a teller at a branch outside the province mistakenly recorded 180,000 yuan as 1.8 million yuan during the operation! It was precisely because of Comrade Zhang Yuexiang's due diligence, timely reporting of suspicious situations and high vigilance that the loss of bank funds was avoided. Due to her outstanding performance, she was praised by her leaders. Afterwards, some people said it was luck. In fact, it was not an accident. It was an inevitable manifestation of her law-abiding, conscientious and responsible spirit at critical moments! Just imagine, if she was indifferent to the abnormal situation that occurred during the business processing process, had a weak sense of responsibility, and did not follow the prescribed procedures to stop the error in a timely manner, it is not difficult to imagine what the consequences would be. Different work attitudes and awareness of compliance will lead to different results. This is the gap between 18 million and 1.8 million.
Speaking of compliance, I can’t help but think of a shadow that is difficult to erase from the Agricultural Bank of China -
The treasury theft case of Hebei Handan Branch last year, I believe everyone is not aware of it. Will forget. In addition, the heavy historical baggage caused by sloppy management and disorderly competition has added many twists and turns and difficulties to the road to Agricultural Bank of China's stock listing. These are all caused by lax systems and weak awareness of compliance.
In fact, everyone has a balance in their heart, always weighing gains and losses and making choices. Power and profit, public and private, beauty and ugliness, all emotions and thoughts rise and fall on this scale. Different mentality as a weight will guide you to take a different path. "Cultivation of mind" and "cultivation of body" are very important, and the key to "cultivation of body" is "cultivation of mind". We are all Agricultural Bank of China people. No matter what position you are in, your words and deeds, brick by brick, are directly related to the construction of a strong corporate culture of Agricultural Bank of China.
In September this year, the Party Committee of the Head Office took stock of the situation and carried out employee behavioral standards education activities throughout the bank. Like a timely rain, it moistened the hearts of every employee in our Agricultural Bank of China family. This made us understand: establishing cooperation The corporate culture brand of standardized management is not only the "top priority" for us to achieve the "3510" strategic goal, but also the "top priority" for our Agricultural Bank of China to achieve the "3510" strategic goal. It made us realize that establishing a corporate culture based on compliance management is not only a top priority for us to achieve the "3510" strategic goal, but also a millennium plan for the survival and development of ABC. In the process of practicing the "Code", we are pleased to see that there are many "Zhang Yuexiang-style" persistent figures around us - they are dedicated to their jobs and type every character on the keyboard carefully; they are honest and trustworthy, and plan every step carefully. A dollar, every penny, every penny. They are honest and trustworthy, and carefully calculate every dollar, dime, cent, and penny; they are diligent and dedicated, and warmly welcome every customer; they abide by laws and regulations, and maintain the "Three Irons" reputation of Agricultural Bank of China. They finally used the brand of compliance culture to draw a colorful blueprint for Agricultural Bank of China to serve "agriculture, rural areas and farmers". This is our improvement of the compliance value concept in business management and strategic choices.
If the development of Agricultural Bank of China is compared to a ship, we must overcome waves and rapids as we move forward. Every employee is by no means a tourist on the ship. They all shoulder the mission of a long voyage - to ride the wind and waves, Go forward with courage.
Now that we have a wise captain and a precise navigator of compliance culture, let each of us strive to be a qualified sailor, implement one chapter and one system, and build an internal control fortress for ABC's risk prevention. ; Let compliance become our brand and create a more brilliant future for ABC!
Bank Compliance Speech Draft Compliance Speech Part 4
I believe you must have heard of such a fable: The endless river always thinks that it is the levee that limits its flow. free. One day, in a fit of rage, he burst out of the river bed, crossed the dike, and poured into the wilderness, wreaking havoc while the dike itself dried up due to evaporation and absorption by the earth. The river that can stir up big waves and push giant wheels finally understands in its death struggle that the freedom knight it cries for is between the two banks.
In reality, freedom is always relative. Without the constraints of rules, all freedom will become empty talk. Business development and risk prevention can be said to be the two lifebloods of banks. For any bank that blindly develops business without adhering to the system, or that adheres to the system without seeking development will have no future and will be unsustainable.
We all know that today, when competition is so fierce, finance is a very special and high-risk service industry. It can be said that "there are angels leading the way and devils tempting behind." For those who are deep in it, As for employees, every employee is always faced with the test of ethics, discipline and rules and regulations. If they are not careful, they will fall into a beautiful trap.
Bank operations are always accompanied by risks and must have their own "rules". The bank's system is the result of bloody lessons and painful costs. There should be no luck when implementing the system. Any negligence of 1 may lead to a loss of 100, and even a small violation may bring about lifelong regret. In a sense, it is impossible for one person to make a bank good, but it is possible for one person to make a bank bad. The collapse of Barings Bank is a perfect example! Because trader Nick Leeson took advantage of loopholes in the system and operated illegally, the "Royal Bank", known as a century-old bank, collapsed, and Leeson himself was imprisoned, which shows how important compliance is.
There is a very typical case: In March 20xx, Ma Xiangjing, the treasury administrator of the Agricultural Bank of China in Handan, Hebei Province, conspired with Ren Xiaofeng to steal cash from the treasury to buy lottery tickets, and the two of them split the winnings equally. In just three months, they stole more than 51 million yuan from the vault. Soon, both men were arrested and sentenced to death in the final trial. A layman sees the excitement, and an expert sees the door. At this point, we can't help but wonder: How do you pass every audit? How could only two people, facing each other across the sea, move more than 51 million yuan in cash from the vault?
This seriously reflects a compliance issue. It is precisely because of illegal operations that fueled the arrogance of the two people, causing them to increasingly ignore laws and regulations. One thousand or two thousand today, ten thousand or twenty thousand tomorrow, and what about the day after tomorrow? What about the day after tomorrow? In exchange for what? The result is a broken family, and the eternal infamy of being spurned! Obedience is a shield that guards our hearts all the time. It not only prevents evil thoughts and distracting thoughts in our hearts, but also prevents all external typhoid fever. If we give up this shield, then we are likely to embark on the road of no return like the two of them.
As a human being, having talent and virtue is a genuine product, being without talent and virtue is a defective product, being without talent and virtue is a waste product, what about having talent but no virtue? Talent without virtue is a dangerous product! What is here is business capabilities, then morality is compliance culture. Blindly improving business capabilities without the correct compliance concept is like a sapling that has been swaying in the wind and rain. Although it is irrigated by rain, it lacks the sunshine. Compliance culture is the warm sunshine we need.
Compliance is no small matter, but violation of regulations is a major matter. Once problems arise due to irregularities at work, it will directly cause adverse social impacts and huge economic losses. In our own words, we are shooting ourselves in the foot. "The affairs of the world are not difficult to legislate, but difficult to implement. It is not difficult to listen to words, but difficult to ensure that words are effective."
"Compliance culture represents order, is the foundation of harmony, is an important guarantee for promoting the safe and stable operation of ABC, and is also a manifestation of responsibility for employees themselves, the cause of ABC and the public.
Today, in 20xx It has arrived, and the concept of compliance has been deeply rooted in the hearts of the people. Colleagues, let us turn compliance from words to awareness, from awareness to action, and from action to habit. We believe that as long as we take our career as our own responsibility and devote ourselves wholeheartedly to it. In the fertile soil of compliance culture, our banking industry will surely achieve greater success!
Bank Compliance Speech Part 5
Hello everyone!
I am xxx, the person in charge of the xx grassroots branch of the Bank of China. I feel very honored to be here to communicate and learn with you today! I would like to thank the Party Committee of the Bank of China for providing me with various opportunities, and I would also like to thank my colleagues and friends for their continued support. Help and support. The title of my speech today is "Building Compliance Corporate Culture". I hope it can be helpful and inspiring to everyone!
As a person, we all instinctively desire to live a happy life and have everything go well. As pedestrians in China, the source of our happiness is how to create good benefits in the ever-changing economic tide, while preventing and avoiding risks. There are two ways to make more contributions to the country and enterprises: only by working hard to develop business can we create. Considerable economic benefits; only by striving to establish a compliance culture suitable for enterprise development can we better prevent and avoid risks. Business development and compliance culture are like fish and water. Without fish, water will be lost. Therefore, business development is inseparable from compliance culture. They are complementary and indispensable!
The so-called compliance culture means that everything is in compliance with the rules and common sense in the construction of corporate culture. , it also has a deeper connotation and extension.
In the construction of company culture, it also has a deeper connotation and extension. "Compliance culture" is an important part of the construction of company culture. The core of "compliance culture" is "compliance"
Performance: In some places, there is still a practice of focusing on business development and neglecting compliance management. In order to complete short-term tasks and business goals, they only focus on marketing development. Business compliance management is ignored, and some do not hesitate to violate regulations and take risks. In order to achieve short-term goals and tasks, they ignore compliance risks; some units fail to implement rules and regulations, and internal management rules and operating procedures are outstanding. Although a large number of business risks are mainly It manifests itself in the management process and operators, but the underlying reason is that operators have a weak sense of compliance, which is reflected in their superficiality and lack of penetration in daily management and decision-making. This requires our middle-level cadres to be more vigilant!
Today, the rapid economic development has also brought about many problems and risks. The phenomenon of non-compliance with the rules of business games for the purpose of maximizing profits has repeatedly occurred. Once upon a time, the "compliance culture" was high in the court. ", has become an embellished picture in the dust of profit-making. In our country's banking industry, a large number of once loyal and dedicated cadres failed to withstand the temptation of violating laws and disciplines, and nailed themselves to the pillar of shame in life, leaving themselves and The country was humiliated and humiliated. There are many cases happening around us, which are ringing the alarm and reminding us again and again. We always remind ourselves that we must establish a culture of observing disciplines and laws, and we must unswervingly abide by disciplines and laws and pay close attention to their implementation.
There is a famous saying: How high your thoughts are, how far your heart can go. There is no doubt about the significance of good ideological culture to action and depth! As every one of us at BOC, we should realize that without an indifferent attitude and a peaceful state of mind, there will be no clear aspirations and long-term goals in action. If there is no compliance culture as a guide, there will be no foothold for sound management! Internal control management is also out of the question. Therefore, establishing a compliance culture is inevitable for us to standardize our business behavior and improve our management level.
Currently, we are building a new Bank of China. Without respecting compliance, there is no way out by relying on our heads to make decisions. There is no way out.
In a sense, compliance is also a benefit, and compliance is also productivity. Cultivating a compliance culture is an intrinsic requirement to ensure that a long-term compliance management mechanism takes root, effectively prevents and resolves various risks, and achieves sustainable and healthy development. It is an internal requirement to improve our The important foundation of the bank's comprehensive risk management and improvement of effective internal control system is an important guarantee for our bank to achieve strategic transformation, improve the quality of development, and continue to operate steadily.
To this end, we must start from the leadership team and fundamentally eliminate the misconceptions of being insensitive, restrained, and unable to let go. Matters strictly prohibited by laws and superior documents must be strictly observed and cannot be violated. Stepping into the "minefield" under the guise of "reform". ". If there are no express provisions, we must make full use of them, boldly try, and bravely break out. At the same time, we must educate all employees to further enhance their awareness of the rule of law and the system, and start from the correct orientation and good habits to cultivate a culture of compliance awareness. Among them, the leadership of leading cadres Demonstration is a guide and a subtle way of education.
Secondly, we must pay attention to the cultivation of compliance culture, and combine the construction of compliance culture with the shaping of professionalism, industry characteristics, and corporate culture. Combine it, make plans, study carefully, and implement it in practice. We must strengthen learning, start with basic things such as service etiquette and service skills, straighten out the relationship between excellence in service and compliance management, and formulate prescribed actions. , demonstrate actions, implement high-quality services throughout the entire business activities and fields of the Bank, implement the construction of compliance culture throughout the entire career of each employee of the Bank, and root the concept of compliance culture in the management and decision-making of the entire Bank of China.
The third is to move risks forward, investigate on a daily basis, analyze on a monthly basis, eliminate and block various hidden dangers and loopholes at any time, prevent problems before they occur, and develop the ability to control various risks.
The fourth is to ensure guarantees. It is necessary to increase the intensity of guidance and supervision, increase the intensity of accountability, strictly prohibit our employees from operating in violation of regulations, increase penalties, and increase the cost of violations, so that those who comply with the rules will benefit and those who violate the rules will be harmed, so as to achieve the prohibition and ensure that The construction of compliance culture is implemented.
Compliance culture is an extension of our bank’s corporate culture. It requires all employees of the bank to identify with and abide by the company’s business philosophy, values, professional ethics and behavioral norms. It is a concrete manifestation of the personalization of the enterprise industry. As far as the Bank of China system is concerned, it can be summarized in twelve words, namely "dedication, discipline, standardization, pragmatism, harmony and innovation"
As our operators. and managers, it is necessary to refine, quantify, concrete, and visualize these twelve words, and then form a belief, a concept, a consciousness, a spirit, and a culture because of compliance culture. It is crucial to the survival and development of an enterprise. An enterprise that lacks business philosophy lacks aura, an enterprise that lacks operational vitality lacks popularity, and an enterprise that lacks cultural heritage lacks confidence.
I, as a Chinese. Xingren, a person in charge of the Bank of China's grassroots branches who often deal with customers and society, should understand the importance and role of the compliance culture construction of grassroots bank branches, grasp its essence and connotation, and not complain, give up, or be discouraged! Start from the little things around you, start from your own job, study with an open mind is my only choice, work hard is my only goal, be a down-to-earth person, do things honestly, don’t be greedy for vanity, don’t be greedy for enjoyment, and constantly improve your own abilities. Policy theory level and professional quality, use your own practical actions, use your noble character and ethics, and use your real life to contribute your own strength to the cause of the grassroots industry! I believe that a small contribution is just an ordinary drop. The water will reflect the brilliance of the sun; an ordinary brick will build a tall building.
The compliance culture construction of Bank of China exists with the employees of Bank of China as the carrier and is the corporate spirit of Bank of China. The comprehensive manifestation is the external manifestation of the core competitiveness of the Bank of China and is related to the success or failure of the Bank of China. We must be dedicated to our jobs and be dedicated to our families. As leaders at all levels, we must also care about the work and life of people in credit unions, help them solve practical difficulties and eliminate worries, so that our employees can identify with the compliance culture and have a sense of compliance culture. A sense of identity and belonging, so as to consciously regard Bank of China's career as one's own and establish a sense of responsibility as a master.
I believe that in today’s era of economic globalization, office automation, business informatization, and fierce competition in all walks of life, our Bank of China employees, no matter what position or place you are in, as long as you continue to learn, Strive to enrich and improve yourself, constantly adapt to the situation of compliant corporate culture, shoulder your own responsibilities, be proactive and work hard, and you will surely have a more brilliant tomorrow!