This has happened more than once, so don’t worry. There are certain procedures for bank credit card collection, so don’t worry. Besides, you have never applied for this credit card~~
As for your supplementary question, the Ministry of Public Security has issued a press release saying that after the ID card is lost, there is no need to report the loss and declare it in the newspaper, and you can just apply for a replacement directly. . The person who issued a replacement ID card proved the fact that the ID card was lost. The ID card verification unit is responsible for checking whether the ID card is consistent with the user's. If the identity card is used fraudulently, the inspection unit and the fraudulent user shall bear the responsibility, and the person who loses the identity card shall not be held responsible.
However, since others can use your ID card to apply for credit cards and bank cards on your behalf (the bank’s review is not strict), it is recommended that you call your credit card bank to check. Do not call him on your behalf. Use the bank’s official customer service number to check whether it has been processed at the bank and whether it is an overdraft.