French auction house opens full purchase restriction
Following Hangzhou, Hefei, Chengdu, Beijing, Guangzhou, Shenzhen, Xiamen, Nanjing, Jiaxing and other cities, Shanghai Housing Authority also announced in June this year that French auction houses were included in the scope of purchase restriction.
"Due to the different implementation standards of the law auction policy in different places, some places have been included in the scope of purchase restriction, and some cities are still not limited to purchase. The new regulations introduced this time mark that the auction house has entered the stage of comprehensive purchase restriction. Under the background of no real estate speculation, if the auction house is not included in the purchase restriction, it will open the way for some investors to speculate through the auction house, which is also the reason why the price of auction house in some cities is higher than that of surrounding commercial houses. Judging from the current market situation, the number of auction houses in many cities has greatly increased, and the auction prices are low. If the purchase is not limited, it may give birth to a wave of opportunities to invest in housing, "said Song Hongwei, research director of Tongce Research Institute.
Xu Xiaole, chief market analyst of RealData, said that this new regulation will include the auction in the scope of purchase restriction from the national level and the legal level, and completely block the loophole of illegally entering the property market through the auction. Violation of relevant regulations will rise to the level of legal responsibility, which indicates that the penetration and supervision of real estate regulation will be stronger and stricter.
It should be noted that the provisions clearly point out that "if a bidder fictionalizes the qualification of buying a house or maliciously colludes between the parties, infringes on the legitimate rights and interests of others or evades the obligations determined by legal documents, the people's court shall impose fines and detention according to the seriousness of the case; If it constitutes a crime, criminal responsibility shall be investigated according to law. " "For a long time, the auction house stipulated by law has a very big competitive advantage because of its low price, which makes many buyers take risks and realize transactions through fictitious purchase qualifications. The provisions of the Supreme Law further clarify the relevant responsibilities of such transactions, "said a lawyer engaged in real estate disputes.
In addition, in the eyes of lawyers, "legal auction houses not only mean cheap, but also have some risks." Even if the loopholes in the purchase restriction are blocked, as buyers, it is necessary to find out the ownership of the house, whether the house itself is flawed, and whether the residents can vacate on time before they can participate in the legal auction. "
The regulation policy emphasizes the combination of dredging and blocking
While mending loopholes in the past and fully implementing "no real estate speculation", local governments are constantly blowing "warm air" to the real estate market.
10 On June 9th, the Housing and Construction Bureau of Harbin issued a document jointly with various departments, aiming at selecting policies suitable for its own city in multiple dimensions of supply and demand based on the general tone of "housing and housing without speculation, one city and one policy"; 65438+February 10 Guilin issued relevant documents, which not only rewarded real estate development enterprises, but also subsidized buyers to buy new commercial housing in five urban areas. On February 20, 65438, the Housing and Construction Department of Heilongjiang Province held a meeting on the economic operation of the real estate industry in the whole province, demanding that many measures be taken to promote sales, implement various preferential policies for purchasing houses, and actively guide market expectations.
At the central level, at the end of 65438+February, the Central Economic Work Conference decided to adjust the real estate market in 2022, demanding that "on the one hand, the orientation of' housing and not speculating' should remain unchanged; On the other hand, it is clear that' support the commercial housing market to better meet the reasonable housing needs of buyers, and promote the virtuous circle and healthy development of the real estate industry due to urban policies'.
Meanwhile, the credit market has picked up. 65438+February 65438+March, the data released by the central bank showed that the year-end balance of individual housing loans was 1 1 trillion yuan, an increase of 4 billion1300 million yuan in that month, an increase of 53.2 billion yuan compared with 65438+ 10. Xu Xiaole believes that from the current real estate regulation environment, on the one hand, the credit environment of the property market has improved, making the market cycle; On the other hand, plugging the loopholes of unlimited purchase of houses by plugging method, combined with unblocking, can better meet the reasonable housing needs of buyers and promote the virtuous circle and healthy development of the real estate industry.
"At present, the core contradiction in the property market has changed from insufficient mortgage quota in the first half of the year to sluggish demand for home purchases. Therefore, after the credit policy is loosened, the downward trend of the property market is also difficult to reverse. At present, it is only the policy bottoming period, not the policy bottoming period. It is expected that in 2022, there will be support policies to support reasonable housing consumption, especially the real estate market varies greatly from place to place, and it is not ruled out that there are signs of continuous loosening of policies in various places. " Song Hongwei pointed out.