1. If the car loan scheme is suspected of fraud, the case should be reported to the public security agency. Whoever defrauds public or private property and the amount is relatively large shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and may also be fined; if the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years and not more than 10 years, and shall also be fined; If the amount is particularly huge or there are other particularly serious circumstances, the offender shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment, and shall also be fined or have property confiscated.
2. Legal basis: Article 110 of the "Criminal Procedure Law of the People's Republic of China"
Any unit or individual has the rights and obligations to discover criminal facts or criminal suspects Report to the public security organ, People's Procuratorate or People's Court.
Victims have the right to report and accuse criminal facts or criminal suspects that infringe upon their personal and property rights to the public security organs, people's procuratorates or people's courts.
The public security organs, people's procuratorates or people's courts shall accept reports, accusations and reports. If the case does not fall under one's own jurisdiction, it shall be transferred to the competent authority for handling, and the whistleblower, complainant, and whistleblower shall be notified; if the case does not fall under one's own jurisdiction and emergency measures must be taken, emergency measures shall be taken first and then transferred to the competent department.
Where criminals surrender to the public security organs, people's procuratorates or people's courts, the provisions of paragraph 3 shall apply.
2. What are the procedures for applying for a car loan from a foreign bank?
1. Have a fixed house in another place, have long-term time deposit securities in another place, or register a company. If you do not have these three things, you cannot buy a car with a loan from another place;
2. If you are buying a car by yourself, the required materials include personal ID card, household registration booklet, real estate certificate (or long-term residence certificate), Proof of monthly income (formal form), 2 one-inch photos, if married (a copy of the marriage certificate is required);
3. If the company needs to buy a car or guarantee, the materials include a copy of the business license, legal person certificate Code certificate, tax registration certificate, bank account opening license, shareholders agreement, company office certificate, company articles of association, balance sheet, loan certificate, profit and loss statement, legal person ID card. If you take a loan to buy a car in another place, the interest rate is the same, but if you take a loan in another place, you must buy it there.