A rider can apply for insurance if he falls. As long as he becomes a rider, he will start to buy insurance, one every day. If the rider falls, of course, there is no need to apply for insurance. If he does fall, you can click on the rider insurance report in the background of the Meituan rider app. Be sure to report the case in time, and then upload the documents and order screenshots needed for claims. The insurance company will compensate the rider according to the materials provided by the report.
The rider of Meituan was injured by a car on the way to deliver food, which conforms to the provisions of Article 14 of the Regulations on Work-related Injury Insurance and should be recognized as a work-related injury. The amount of compensation that can be obtained depends on the consequences of the injury, and the claim is made according to the appraisal conclusion.
Fourteenth employees in any of the following circumstances, should be identified as work-related injuries:
(1) Being injured by an accident during working hours and in the workplace;
(two) before and after working hours, in the workplace, engaged in preparatory or finishing work related to the work and was injured by an accident;
(three) during working hours and workplaces, due to the performance of duties by violence and other accidental injuries.
(4) Suffering from occupational diseases;
(five) during the business trip, injured or missing due to work reasons;
(six) on the way to work, I was injured by a traffic accident or an urban rail transit, passenger ferry or train accident for which I was not primarily responsible;
(seven) other circumstances that should be recognized as work-related injuries as stipulated by laws and administrative regulations.