Extended data:
(The legal basis for the operation and charging of P2P online lending platform:
Article 424 of the Contract Law stipulates that an intermediary contract is a contract in which the intermediary reports to the client the opportunity to conclude a contract or provides media services for concluding a contract, and the client pays remuneration.
Article 426 of the Contract Law stipulates that if the trustee-trader facilitates the establishment of a contract, the trustor shall pay remuneration as agreed.
(two) the legal basis for investors and borrowers to borrow money:
(1) Article 90 of the General Principles of the Civil Law of People's Republic of China (PRC) stipulates that the legal loan relationship is protected by law.
(2) Article 2 1 1 of the Contract Law stipulates that if interest is paid in a loan contract between natural persons, the loan interest rate shall not violate the provisions of the state on limiting the loan interest rate.
(3) Article 53 of the Guarantee Law of People's Republic of China (PRC) stipulates that if the mortgagee has not been paid off at the expiration of the debt performance period, he may agree with the mortgagor to receive compensation by discounting the collateral or by auctioning or selling the collateral; If the agreement fails, the mortgagee may bring a lawsuit to the people's court.
Article 198 of the Contract Law stipulates that when concluding a loan contract, the lender may require the borrower to provide a guarantee.
Article 19 An offer shall not be revoked under any of the following circumstances:
(1) The offeror has fixed the time limit for acceptance or made it clear in other ways that the offer is irrevocable;
(2) The offeree has reason to believe that the offer is irrevocable and has made preparations for the performance of the contract.
Article 20 An offer is invalid under any of the following circumstances:
(1) The notice of rejection of the offer reaches the offeror;
(2) The offeror revokes the offer according to law;
(3) When the acceptance period expires, the offeree fails to make an acceptance.
(4) The offeree makes substantial changes to the contents of the offer.
Article 21 Acceptance is an expression of the intention of the offeree to agree to an offer.
Article 22 An acceptance shall be made by notice, except that the trading habit or offer indicates that an acceptance can be made through behavior.
Article 23 An acceptance shall reach the offeror within the time limit specified in the offer.
If the offer does not stipulate the time limit for acceptance, the acceptance shall arrive in accordance with the following provisions:
(1) If the offer is made through dialogue, it shall be accepted immediately, unless otherwise agreed by the parties;
(2) If the offer is made through non-dialogue, the acceptance shall arrive within a reasonable time. Article 24 If an offer is made by letter or telegram, the acceptance period shall be counted from the date specified in the letter or the date when the telegram is delivered. If the letter is not dated, it shall be counted from the postmark date of the letter. If the offer is made by means of rapid communication such as telephone or fax, the acceptance period shall be counted from the time when the offer reaches the offeree.