First, what should I do if I owe money and don't return it to others?
1, owing money is still a civil case. Under normal circumstances, police intervention will be shallow and will not delve into it. At most, it will mediate the debt relationship and will not file a case. Owning money is not a civil dispute, but can be solved through court proceedings. Collect relevant evidence to prove that the debt is true. Go to court to apply for pre-litigation property preservation.
2. Pre-litigation property preservation is to seal up the other party's household registration, house, car and other property to prevent the other party from transferring the property. This step is not a necessary process. It should be combined with the situation of each case and the property of the other party. If you don't owe much money or the other party has the ability to repay, or you can't find local real estate, you can omit this step.
3. The next step is to file a case, try and make a judgment. The legal trial period of first instance is 6 months, and the legal trial period of second instance is 3 months. Generally, if there is no major accident, the results will be obtained in the first instance in 3-4 months. Maybe the creditors will think that the time is too long, but there is no way. This is the last road.
Second, the "three sets of evidence" that need to be collected if the money is not repaid.
1. Collect evidence of borrowing money.
This is generally the case in trial practice. If the amount is not large, a few thousand, 10,000 to 20,000 yuan is ok. Generally, it is enough to sue with an iou. But if the amount is large, you need to provide other evidence to prove that the money has been lent to others.
2. Collect evidence of claiming creditor's rights
Is to collect evidence of asking each other for money. This is mainly to prevent the limitation of creditor's rights from exceeding two years. Formally, it can be a "repayment plan" written by the other party, or it can be a form of audio and video recording to prove that you have asked the other party for money many times.
3. Collect each other's property information
The purpose of collecting each other's property information is to make money. Now, in many cases, the court has won the plaintiff's case, but the plaintiff can't get a penny back. Why? Because the property information of the other party has not been collected, it cannot be executed. Therefore, in order to really get money, instead of an empty judgment, it is necessary to investigate the other party's property, mainly the other party's account, house, car, company equity and so on. Of course, it is difficult for individuals to investigate other people's property. Even if a lawyer comes forward to investigate, it is impossible to find out all the property of the other party. So this step can only be said to provide as much as possible. If it is not enough, you can entrust a lawyer to check.
Many people will not pay back on time after borrowing money, or even say that they have no money to pay back. For those who owe money and don't pay it back, they claim that they have no property. Because the creditor can't verify whether the debtor really has no money to pay back, he can choose to sue in court. After verification by the court, if it is confirmed that the debtor really has no money, it can only be repaid in installments or postponed.