Loan fraud case

The crime of loan fraud refers to the act of fabricating false reasons such as introducing funds and projects, using false economic contracts, false certificates, using false certificates of property rights as guarantees, repeatedly guaranteeing beyond the value of collateral, or defrauding banks or other financial institutions of large loans by other means.

The public prosecution organ is the People's Procuratorate of Shangcai County, Henan Province.

Defendant Lu Jianli, male, was born in March 1967. Suspected of committing loan fraud, he was detained by Shangcai County Public Security Bureau on May, 1965 10, and was arrested by Shangcai County Public Security Bureau on the 26th of that month with the approval of Shangcai County People's Procuratorate. Now detained in Shangcai County Detention Center.

Defender Wang Yang, lawyer of Zhou Xiaohua Law Firm.

Shangcai County People's Procuratorate charged the defendant Lu Jianli with the crime of loan fraud in Shangcai Criminal Inspection (20 10) No.254, and filed a public prosecution with our hospital on 20 10/26. Our court formed a collegial panel according to law and heard the case in public. Shangcai County People's Procuratorate appointed procurator Tang Jie to appear in court to support the public prosecution, and defendant Lu Jianli and his defender Wang Yang attended the proceedings. The trial is now over.

The public prosecutor alleged that on May 19, 2006, the defendant Lu Jian borrowed 50,000 yuan from the business department of Shangcai County Rural Credit Cooperatives by using forged loan guarantee procedures. After the loan expired, the defendant Lu Jianli refused to return the loan after repeated reminders from the staff of Shangcai County Rural Credit Cooperative Union.

In response to the above allegations, the public prosecution agency provided corresponding evidence. The public prosecution agency believes that the defendant Lu Jian used false loan guarantee procedures for the purpose of illegal possession to defraud the bank loan of 50,000 yuan, which was huge. His behavior violated the provisions of Article 193 of the Criminal Law of People's Republic of China (PRC), and he should be investigated for criminal responsibility for the crime of loan fraud.