After the car accident, the owner refused to pay compensation, saying that the victim would sue him before the insurance company could reimburse him. What is this?

Because the owner is insured, the compensation is paid by the insurance company. After the prosecution, there is an official recognition standard, which can determine how much the insurance company pays. After the insurance company pays the balance in proportion, the owner will make compensation again. A small amount will come down in a few days, and a large amount is hard to say.