After the provident fund meets the conditions, you can apply for withdrawal. Undoubtedly, there are still many people who don't know how to withdraw the provident fund in practice, which leads to a lot of time. 1. What is provident fund? In fact, the housing accumulation fund system is a kind of housing security system and a form of monetization of housing distribution. The housing accumulation fund system is an important social security system for housing stipulated by national laws, which is mandatory, mutually supportive and guaranteed. The housing accumulation fund paid by the employer for employees is an integral part of employees' wages. It is the unit's obligation to pay the housing provident fund for employees, and it is the legal right of employees to enjoy the housing provident fund policy. The housing provident fund paid by individual employees and the housing provident fund paid by the unit shall be stored in special accounts and owned by individual employees. Second, how are the conditions for the withdrawal of provident fund stipulated? In any of the following circumstances, employees can withdraw the storage balance in the housing provident fund account: 1. The purchase of owner-occupied housing, provide the purchase contract, agreement or other proof; 2, the purchase of owner-occupied housing, provide approval documents or other documents from the administrative departments of construction and land; 3, renovation, overhaul occupied housing, provide the approval documents of the planning administrative department or other documents; 4. Retirement, provide retirement certificate; 5, completely lost the ability to work and terminate the labor relationship with the unit, provide proof of complete loss of labor ability and proof of termination of labor relations; 6, after the termination of labor relations with the unit, not re employment for five years, to provide proof of unemployment; 7. if you leave the country to settle down, provide proof of leaving the country to settle down; 8, account out of the administrative region of this province, provide proof of migration; 9 to repay the principal and interest of the house purchase loan, and provide the house purchase loan contract; 10, pay rent, provide proof of salary income and house lease contract; 1 1, migrant workers and units terminate labor relations, and provide household registration certificates and certificates of termination of labor relations; 12. Other circumstances specified by the Housing Provident Fund Management Center. 3. How can I get the housing provident fund without going through the resignation procedures? Netizen asked: I would like to ask all lawyers, that is, Foxconn, how to get the housing provident fund without going through the resignation procedures? Lawyer replied: Go to the original company to reissue one. If the original company is unwilling to reissue it, it can ask the provident fund management center for help. When withdrawing the provident fund, you need to bring the following information: 1, resignation certificate 2, ID card 3, and bank account to which the provident fund is transferred-passbook or card 4. If it is a housing provident fund, it also needs the company's seal (application form for withdrawal of provident fund).
Legal objectivity:
Regulations on the administration of housing provident fund
Article 24
Workers in any of the following circumstances, you can extract the balance of storage in the employee housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.
In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.
If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account;
If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.