According to the provisions of the "Motor Vehicle Theft Emergency Provisions", it is not that the whole vehicle is stolen or robbed, but that the parts or auxiliary equipment on the vehicle are stolen, robbed or robbed, which is to pry open the door lock; As for the loss of mobile phones or other items in the car, it is not within the scope of insurance liability and also a refusal to pay compensation.
Such cases are criminal cases and should be reported to the public security organs.