Before his father died, the family had never heard that his father had applied for a credit card. In addition, he confirmed by the handwriting on the credit card application form that it was not his father's signature. So he thinks it is very likely that someone used his father's personal information to make a card for consumption.
Zhangqian said that he later discovered that, without the knowledge of the whole family,
China Agricultural Bank wei county Branch forcibly deducted more than 26,000 yuan from his father's other savings card, and still owes the bank more than 6,000 yuan.
. Then the editor came to the Credit Center of wei county Branch of Agricultural Bank of China. The director of the credit center confirmed zhangqian's statement and told the editor that they had reported the case to the local public security organ.
Zhangqian also reported the case to the local public security organ. In addition, the lawyer also gave his own views on zhangqian's father's inexplicable credit card spending and the bank's deduction of 26,000 yuan from zhangqian's father's savings card.
The lawyer said that the person who impersonates a card may be suspected of credit card fraud because he used someone else's signature. If the public security department verifies it, it is necessary to investigate the criminal responsibility of the impostor. For him (zhangqian), it is necessary to provide proof to the public security department in time, such as his father's death certificate, because the death time is 20 13, but the activation time is 20 14, which is enough to prove that this card was not activated by his father and has nothing to do with him. But from the bank's point of view, if the credit card is not related to his father's other savings cards, the bank can't withdraw money from another savings card to return this credit card. After verification, the deceased can ask the bank to return the detained money.