At noon on April 6, 2023, I was working from home due to the epidemic and received a strange phone call during my lunch break. The other party claimed to be the official customer service of JD.com and asked me to close the student authentication function of JD.com in the name of the China Banking Regulatory Commission’s ban on campus loans. I didn't expect to be defrauded of 160,000 yuan, so I called the police as soon as possible after the incident. They couldn't help. I blamed myself and suffered a lot of mental trauma.
This is what happened:
Step 3: At this time, the scammer has logged into my JD.COM account using another mobile phone. At this time, the specialist began to guide me to open the JD.COM APP and JD.COM official customer service chat records, which contained the work permit issued by the specialist and some credit materials to deceive everyone's trust. It is impossible for normal people to send you messages through JD.COM official customer service. At this point, I let my guard down a little. (After careful analysis, I found that the information sent by the scammer to the official customer service by logging into my account through another mobile phone was synchronized to my mobile phone and can also be seen). On the left is the information sent by myself, and on the right is the information sent by customer service. I just woke up and didn't notice. I mistakenly thought it was JD.COM customer service). Made me laugh so hard.
People are also fake.
The first call to the police was useless. In order to call the police early, I asked at the police station if it was possible to retrieve it. The police officer said the possibility was extremely low. Alas, the interest of 160,000 yuan makes me unable to survive. After taking notes, I opened a case for investigation. I came back to check the fraud experience and how to deal with it, and learned that there was no hope of recovery. I see a criminal complaint has been filed. This is the first time I have filed a criminal complaint. I don't know why it's a criminal case. Can anyone explain the difference between a criminal case and a criminal case?
Later, the scammer called again, and I became alert. I talked to the scammer for over an hour and they were quite patient. They just tried your bank card and charged it with American Loans and JD.COM. During the process, they were angered several times and were threatened with fines if they were not dealt with. Various platforms covered their faces and fined more than 200,000 yuan. Of course, this is just their method. I just wanted to see if there was any room for compensation, but to no avail. It is absolutely impossible to get them to cough up their money.
Finally, this is how I feel. My whole body was floating. I couldn't cry, couldn't sleep, couldn't face my family and friends, and couldn't accept this fact. For an ordinary office worker, it can be said that the sky is falling. They have been without food or water for several years. What has happened can only be faced. It’s hard to explain simply and practically. For two days, I couldn't concentrate on work. I would think about all kinds of details and fantasize about ways to do it. Here, I want to find many netizens on the Internet who have had the same experience. I advise everyone not to believe the words of any lawyers or hackers. They say they can help you get your money back and prevent you from being cheated again. What I am talking about here are those informal channels. Even formal channels are basically very few.
I once searched for articles on how to get out of the shadow of fraud, but I was poured cold water on them. They basically can't get out of the shadows. Unless the scammer can pay you back, time will do the rest. I hope the general public will take this as a warning. [Tears][Tears][Tears] Related questions and answers: