the main basis is the agreement between banks and customers and relevant laws and regulations. First of all, we need to understand that the relationship between banks and customers belongs to the contractual relationship between equal civil subjects. Therefore, banks have the right to refuse to provide customers with services such as deposits and transfers. Usually, in the "series we don't need to see" signed when we open an account in a bank, there are often similar expressions such as "the bank can suspend the provision of services or cancel the account if the customer commits illegal acts" between the bank and the customer. Then, according to the Announcement on Preventing Bitcoin Risks and the Announcement on Preventing the Financing Risks of Token Issuance, "financial institutions and non-bank payment institutions may not directly or indirectly provide products or services such as account opening, registration, trading, clearing and settlement for token issuance financing and' virtual currency'". "product or service". Therefore, when customers participate in virtual currency transactions, banks do have the right to freeze their accounts.
2. Before breaking the law, you should consider whether you can bear the consequences.
The simplest and most effective way to freeze a suspected crime is to provide evidence to the case-handling unit to prove that the transaction is legal. Under this premise, your account may be unsealed, but if the evidence is insufficient and the materials are incomplete, it is impossible to unseal it. When buying and selling virtual currency, think about whether your behavior is legal. If it is not, what kind of result will it face and whether you can bear it? We need to know that a bank card is still widely used. If it is frozen, it will also have a certain impact on your life. Moreover, it is very difficult for us to know that the money can be there, but we can't spend it normally! In order to avoid this situation, we must abide by the law and use bank cards correctly.