What is the down payment ratio of the second suite in Huizhou?

1. What is the down payment ratio of the second suite in Huizhou? The minimum down payment ratio of the second suite is adjusted to not less than 40%, that is, 40%, which means that residents can pay 600,000 less down payment when buying 2 million second suites. Ordinary housing sold for more than 2 years (including 2 years) shall be exempted from business tax. The down payment for provident fund loans dropped to 20%. In terms of provident fund policy, the down payment ratio of the first suite is 20%; The minimum down payment for owning an apartment and then buying an ordinary self-occupied house is 30%, compared with 60% before. The loan interest rate is still unclear. According to a personal lender of a bank, although it is clear in the new policy that the down payment for the second home will be lowered, the loan interest rate is not clear. Referring to the interbank practice, it is still difficult to avoid interest rate hikes. The specific floating amount depends on the comprehensive situation of the qualifications and credit information of the buyers. Second, the concept of housing down payment is the lowest proportion of money paid for the first time according to the national proportion when buying a house. Of course, the payment can also be higher than this amount, but not lower than it, and the rest can be borrowed from the bank. Since June 1 day, 2006, the down payment ratio of individual housing mortgage loan shall not be less than 30%. Considering the housing needs of low-and middle-income people, the down payment ratio of 20% will still be implemented for those who buy self-occupied houses below 90 square meters. In the Notice of the General Office of the State Council on Forwarding the Opinions of the Ministry of Construction and Other Departments on Adjusting the Housing Supply Structure and Stabilizing Housing Prices, since June 1 2006, the down payment ratio of individual housing mortgage loans shall not be less than 30%. Considering the housing needs of low-and middle-income people, the down payment ratio of 20% will still be implemented for those who buy self-occupied houses below 90 square meters. In the actual process of buying a house, more than 50% people choose loans to buy a house, especially some young buyers. So many people are very concerned about the down payment of loans and the interest rate of banks, which will directly affect the purchasing power of buyers. The down payment ratio of the second suite in Huizhou is 40%, and the down payment is reduced by 20% by using the provident fund to buy a house. Consult a professional lawyer specifically.