How to apply to the court for compensation from the insurance company for the money advanced by the defendant in traffic accidents?

If negotiation with the insurance company fails, you can bring a lawsuit to the court.

Regulations on compulsory liability insurance for motor vehicle traffic accidents

Article 31 An insurance company may directly compensate the insured or the victim. However, if the insurance company needs to pay or advance the rescue expenses for rescuing the injured, the insurance company shall pay or advance the rescue expenses to the medical institution in time after receiving the notice from the traffic management department of the public security organ.

If the rescue fund management institution needs to pay the rescue expenses for rescuing the injured, after receiving the notice from the traffic management department of the public security organ, the rescue fund management institution shall pay the rescue expenses to the medical institution in time after verification.