In June 5438 +2022 10, Joe, who was over 60 years old, found his wallet on the side of the road and was in a hurry. He successfully tried out the bank card password through the birthday information with the ID card in his wallet! The bank surveillance video shows that the defendant Joe immediately came to a nearby ATM after picking up his wallet.
Joe uses the ID card information in his wallet to test the cash withdrawal password of the bank card one by one. Finally, Joe happened to try the password of a credit card and took 7000 yuan in cash from the card twice. The shopkeeper immediately called the police after receiving the withdrawal message, and Qiao was quickly arrested by the public security organs and truthfully confessed his illegal behavior.
Defendant Joe: I found someone else's bank card. At that time, I had no money to use. I want to make some money when I am confused. After examination, Hongkou District Procuratorate believes that Qiao should be investigated for criminal responsibility for credit card fraud. Huang Jing, Procurator of Hongkou District People's Procuratorate: According to the criminal law,
Picking up a credit card and using it is regarded as credit card fraud. If you steal a credit card and use it, it is theft. The prosecutor explained that the crime of credit card fraud does not mean that the criminal suspect cheated the victim, but that the criminal suspect's behavior damaged the bank and destroyed the financial order.
By randomly trying the password, the security system set by the bank was destroyed and the money in the bank card that does not belong to you was obtained. Joe was sentenced to three months' criminal detention, suspended for three months and fined 20,000 yuan by Hongkou Court for committing the crime of credit card fraud.