How long does it take to be sued if your car loan is overdue?

The car loan will not be enforced until the judgment is made. The execution period after the court's decision is two years. After the judgment, an installment repayment agreement can be reached with both the plaintiff and the defendant. Legally effective civil judgments and rulings, as well as the property portion of criminal judgments and rulings, shall be executed by the people's court of first instance or the people's court at the same level as the people's court of first instance where the property is executed.

Car loans require the following conditions:

1. Have valid identification and full capacity for civil conduct;

2. Be able to provide fixed and detailed proof of address ;

3. Have a stable career and the ability to repay the principal and interest of the loan on time;

4. Have good personal social credit;

5. Hold the credit card approved by the lender Car purchase contract or agreement;

6. Other conditions stipulated by the cooperative organization.

The methods of enforcement are as follows:

1. Query, freeze, and transfer the respondent’s deposits;

2. Seize and withdraw the respondent’s income ;

3. Seal, detain, auction or sell off the respondent’s property.

4. Judging from the current legislative situation in our country, three enforcement measures can be taken for enforcement cases that target behavior:

(1) For those who have moved out of the house or coercive measures to withdraw from land cases. If the person subject to execution refuses to move out of the house or withdraw from the land, the court may force the person subject to execution to move out or withdraw, or entrust relevant units or individuals to assist;

(2) is a coercive measure to eliminate obstacles to execution. For those who refuse to enforce the law, the court can take measures such as fines and detention to eliminate the harm of enforcement;

(3) It is an alternative coercive measure. If the court cannot force the person subject to execution to perform the behavior specified in the legal document, it may entrust another person to complete it on his behalf, and the costs shall be borne by the person subject to execution.

Legal basis:

Civil Procedure Law of the People's Republic of China

Article 236

The parties must perform legally effective actions during execution Civil judgment or order. If one party refuses to perform, the other party may apply to the People's Court for execution, or the judge may transfer the execution to the person subject to execution. The parties concerned must perform the mediation agreement and other legal documents that should be executed by the People's Court. If one party refuses to perform, the other party may apply to the People's Court for enforcement.

Article 239 The period for applying for execution is two years. If an application is made to suspend or interrupt the statute of limitations, the relevant provisions of the law on the suspension or interruption of the statute of limitations shall apply. The period specified in the preceding paragraph shall be calculated from the last day of the performance period specified in the legal document; if the legal document stipulates performance in installments, it shall be calculated from the last day of each performance period; if the legal document does not stipulate a performance period, the period shall be calculated from the last day of the performance period specified in the legal document. Calculated from the effective date.