According to Article 10 of the Regulations on Industrial Injury Insurance, the employer shall pay the industrial injury insurance premium on time. Individual employees do not pay work-related injury insurance premiums. The amount of work-related injury insurance premium paid by the employer is the product of the total wages of employees multiplied by the unit payment rate. Among them, "total wages" refers to the total labor remuneration paid directly by the employer to all employees of the unit; "Unit contribution rate" refers to the proportion of work-related injury insurance premiums paid by employers to total wages. For industries that have difficulties in paying work-related injury insurance premiums according to the total wages, the specific payment methods of work-related injury insurance premiums shall be stipulated by the administrative department of social insurance of the State Council.
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Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.