Talk about the idea that I owe money and don't answer the phone and the view that others don't answer the phone. Just want to say that most people have a conscience.
There is a man who owes my mother hundreds of thousands. After several years, he didn't return it. He said he had no money. My mother called him, but she didn't answer. My mother simply sends him text messages every day to scold him. This man is thick-skinned but has a big stomach. He didn't say a word after eating so many dirty words from my mother. Finally my mother went to court to sue him. I wonder if he has paid back the money now. Anyway, as long as he owes you money, he deliberately refuses to pay it back, so just go.
We have the most say in this matter! Don't answer the phone! If the information is not returned, the person who finds the unit will not send it again! You won't be allowed in again! I finally found someone who looks like a spy. Anyway, I have no money now. Let's wait for a while! Once, twice! How impatient! Angry! I took Chinese medicine for a month! Under the negotiation of litigation, pay the money first when you go to the court, and the lawyer wants the money first! Not180,000! Where can I find money? I'm so worried!
Admit it is bad luck. This kind of thing happened in our family. My husband's classmates came to live in my house from other places, eating and drinking, and taking everything with them. Later he borrowed money from my husband. My husband is very kind, but he never pays it back. When my girl was in the second grade, I went to his hometown on a business trip to meet him and told him that the girl was going to take the senior high school entrance examination soon, and he needed money and asked him to return it to us as soon as possible. He also agreed. Now my girl is 30 years old and has not seen the shadow of money. His phone number has changed many times, and I can't get in touch at all. Like turning into air, I don't know if I am alive or dead! So I hate such ungrateful people the most! Such people simply don't deserve to live in the world. Let's just pretend he doesn't exist!
No matter what corporate loans, honest life, honest work, I am a high-quality small grain farmers. A few years ago, my descendants made more than 20 million loan sharks, and every sum of money was paid back in advance. After a long time, I realized that I became best friends with the lender.
I remember that four years ago, a relative and friend borrowed 30 thousand cash from me, but I borrowed 40 thousand from the lender. It hasn't been returned yet, and the phone hasn't been answered at all. Later, according to my investigation, his son got married and owed 550,000 foreign debts. What do you think he will give you in return? I bought 200 yuan to see him last year, and he told me that it might take ten years to pay off the foreign debt. Then tell me about this man's failure.
Heroes who are not afraid of paying their debts are afraid of poor money, and it is difficult to count first and second. Pay it back slowly if you can, pay it back slowly if you don't, and then you will get nothing.
I have been in the same situation. To tell the truth, when this happens, he is usually terminally ill. Either he is morally corrupt and doesn't intend to pay back at all, or he owes too much and has no money to pay back. In either case, he is unlikely to get the money. Look for opportunities, one by one.
What if the debtor doesn't answer the phone?
Debtor, it's normal not to answer the phone. Why is it normal? You know better than anyone (don't push him so hard, you can't help answering the phone, this is a normal psychological reaction). What should we do?
One,
Bad way.
1. Threatening by sending information, 2. 24-hour telephone harassment of him, 3. The court sued him, put him in prison and searched all over the world. In short, you are a creditor and have the right to do whatever you want; At the same time, you are bored, doing these things and killing time.
Everyone knows that it is natural to pay back debts. But then again, there should be a debtor's reason for not answering your phone:
1. No money, what to say! I have answered your phone too many times. Because of your method of forcing debts, the debtor is afraid. The debtor in trouble must be trying to make money. He survived and lost his life.
Second,
That's a good idea.
1. Since I lent it to you, it means that your relationship is unusual and should be understood (unless there is interest on the loan). Since I don't answer the phone, it means that there has been a change in feelings between you, or things have reached a very serious level. Don't be so aggressive. Money is a thing outside the body. Take some time. No one knows what he will face in the future.
It's hard to make money, especially for a person who is heavily in debt. Help if you can, support if you can't, and comfort yourself. Your debt wouldn't be so heartless.
Since we are friends, it is not just a debt relationship. It is only a matter of time before we pay attention to our feelings and earn some face and money. In the meantime, if you don't push him, he won't refuse to answer your phone.
Borrow money, borrow feelings, pay back money, and be honest.
Everyone has a hard time.
Everyone will borrow money from others one day.
The human heart is made up of blood and flesh, and there is no distinction between "good" and "bad".
There are only "more" and "less" debts, and only fast and slow debt repayment. Since lending can show that your life is guaranteed, why bother! At present, debt collection is only a matter of different interests. What is money? Money is short and people are long. Long live understanding!
I'm a lawyer. I'll answer your question.
Xie Youjun works in the court, has been handling cases and has been involved in the implementation. Your problem is very common in reality. In order to avoid debt, the debtor chose to disappear, let alone not answer the phone. Therefore, the conventional means of demanding repayment is no longer feasible, so I strongly suggest that you must sue first, apply for execution immediately after you get the successful judgment, and force the other party to repay through the intervention of state public power. Because of the special situation of your question, you have reached the point where you don't answer the phone, and you may not find anyone. Therefore, there are many things to say about which court to sue, how to deliver it, and how to deal with it in the implementation stage. So next I will give you detailed explanations and suggestions.
First of all, what you need to do is to sue first, because it is unrealistic to ask the other party to repay by yourself, so we must vigorously crack down on these shameless old lai through the intervention of state public power. Since prosecution, it involves the jurisdiction of the court. In general private lending cases, the competent court is the defendant's domicile or habitual residence. The household registration place is his hometown, and the address on the ID card is the jurisdiction court. The determination of the court of habitual residence is more complicated, and you must live in a certain area for more than one year. This local court is also a governable court. For example, because the person who owes you money doesn't answer the phone now, and you don't know where he is from, you can go directly to the court where he lives. But you must know your residence or one of your habitual residences. If you don't know, unfortunately, the court will not accept your case because the defendant is not clear.
Secondly, if the court accepts your private lending case, how to deliver it becomes a difficult task. If the court summons cannot be issued, the court cannot open it. Therefore, the way of delivery can only be by announcement, that is, in newspapers. The content of the announcement is roughly that you sue him, the court accepts it, and the court session is scheduled for which year, month and day. If you don't go to court, you will be sentenced by default. But the announcement requires you to open a letter of introduction to prove that this person can't be contacted now. If you can't open this letter of introduction, the court will generally investigate, but some court judges are unwilling to investigate, because this is not the obligation of the court, so many judges need you to open this letter of introduction. After the trial, the judgment of the case was also served by announcement, and the case took effect after the service was completed.
Finally, after you get the winning judgment, go to the executive board to execute it. The enforcement judge will check whether the executed person has any property through the enforcement system, and if so, he will deduct money from you. If not, the judge will go back to check the house and the car. If so, it can also be implemented. Including the current Alipay WeChat red envelope provident fund salary can be implemented, even if it is the only house, it is still the property of execution. You can't get your property back, but the court's tactics are no joke. If the means are exhausted and he still has no property, the case will be finalized, that is to say, it will be temporarily executed, and he can be restored after discovering that he has other property. At this time, he will be blacklisted and restricted in consumption, which is a relief for you.
The debtor's failure to answer the phone is a bad omen and a sign that he doesn't want to pay.
At this time, the debtor may really not receive the money, so he is embarrassed to respond when he sees the phone call from the creditor, so he will not answer the phone; The debtor may have money and don't want to pay it back. They put it off again and again and finally wanted to breach the contract.
In the former case, this is understandable. However, in the latter case, the debtor's motives are impure, so it is necessary to plan ahead one day earlier.
Paying off debts is a matter of course. Anyway. If you don't pay back the money you owe others, others have the right to recover it. No phone calls, no text messages, what hurts is the goodwill of the borrower.
If the debtor really doesn't call back, then as a creditor, he should try his best to go to the door to recover. See what the debtor is like? Take as much as you can.
If the debtor really doesn't want to pay back and cheat, he must sue in time according to law. Even if the debtor doesn't answer the phone, the summons will not be accepted.
Then the court can announce the service after accepting it and make a default judgment according to law. After that, the debtor can still be executed, which can avoid economic losses.