Second, insurance practitioners sell insurance products and non-insurance financial products at the same time, confusing the nature of the two products; Insurance practitioners promise that non-insurance financial products are guaranteed by the reputation of insurance companies, with guaranteed capital and high yield; Induce insurance consumers to surrender or pledge policies to obtain cash to buy non-insurance financial products.
The third is the situation of being used. Illegal institutions falsely claim to be associated with insurance companies, fictional insurance wealth management products are sold abroad, and illegal fund-raising is carried out; Stealing the concept of insurance coverage or exaggerating insurance liability, claiming that the safety of investment projects (property) or funds is guaranteed by insurance companies, and illegally raising funds; Forge insurance agreements, falsely claiming that insurance companies provide credit performance guarantee insurance for investors, and at the same time carry out P2P business with high interest rates as bait.
Illegal fund-raising is a criminal activity, which refers to the behavior that a unit or individual raises funds from the public by issuing stocks, bonds, lottery tickets, investment fund securities or other creditor's rights certificates without the approval of the relevant departments in accordance with legal procedures, and promises to repay the principal and interest to investors in cash, in kind or in other ways within a certain period of time.
If you encounter illegal fund-raising, don't panic first. The parties can report the case immediately. When the rights and interests of the parties are infringed, they can safeguard their legitimate rights and interests through legal channels. If necessary, you can ask criminal lawyer Wang to intervene.