For some forgetful debtors, you can't use Huang Shiren's begging method to deal with these former "Yang Bailao". In this way, when you are sad, you will inevitably worry. Actually, it's not necessary As the saying goes, "Deal with a man as he deals with you".
Make up a good reason, sweet talk, and let the debtor go shopping for nothing. When you see something you like, ask him/her for money directly. You can borrow as much as he/she owes you, preferably with interest.
2, "barter" replacement method
As for those who "pretend to know what they know", they often lend him/her money, which is like beating a dog to get meat buns-there is no return. And I'm afraid they've taken precautions against you asking for money. But it doesn't matter, learning the "barter substitution method" will definitely make him/her hard to prevent.
First of all, pay attention to the goods belonging to the debtor, and its value is better to be slightly greater than or equal to the money owed. After that, find the best time and pretend that there is no motivation to "borrow" it. You refuse to pay your debts until the debtor pays them off. So it's not too late even if it's too late.
3, borrow knife "kill chicken" method
It is really impossible to directly deal with the "iron cock" in debt, so we can only kill the "chicken" with a knife. Find someone who knows the debtor well. Of course, this person must be someone you are familiar with. Then, complain about your current financial difficulties and list the debtors who take up your money, so that the other party can stand up and tell the debtors what you can't say for you.
This method can also be used interchangeably, and it can also play the same role by directly expressing it to the debtor. However, this trick requires some acting skills, and it must not be discovered that you are referring to mulberry abuse, otherwise it will be self-defeating.
4. Law on the Use of Weapons
Dealing with those "stumbling" debtors may be ineffective even if you do your best. Then you can only use the last resort-resort to law. Because the law pays attention to evidence, after all, it is empty talk. When there is an IOU in black and white, if the borrower fails to pay the arrears according to the IOU agreement, the law is the most powerful weapon against the above-mentioned debtors.
Extended data:
Types of borrowing money and not paying it back
1, never mention the type.
Such people usually borrow money and eat and drink. Keep in touch with the person who lent him money as usual, but never mention when to pay it back.
2. Instantaneous blackening type
After this kind of person borrowed money, his contact with the person who lent him money was obviously reduced. And it is also a delay in paying back the money, and it is delayed again and again. At the thought of asking for money, he also vowed: right away, right away. But when I contacted him again, I found that he had blacked out.
3. Rhetorical reprimand type
This kind of person is the most disgusting, or has no intention of paying back the money from the beginning. Most people who owe money, when they ask him for money, he will pay lip service. When asking this kind of person for money, he will say: I am so difficult now, you are so rich, do you want this little money? It's a waste of time to make friends with you!
4. Don't borrow a large sum, and don't pay back a small sum.
Such people are not really short of money. If there is something urgent, he needs some small money, so he borrows it from a friend nearby. And the amount is not big, more than one hundred dollars, usually dozens of dollars. And when I borrow money, I'll give it to you when I get back, and I'll never mention it again.
5, crisp and neat
This kind of person is even more speechless, because he doesn't even bother to find the interface. When he asked for money, he simply said: I have no money, I can't afford it.