Why should I be responsible for lending my car to someone else?

If an accident happens to someone by borrowing a car, only the owner of the motor vehicle is at fault and will be liable for compensation. Other situations shall be the responsibility of the motor vehicle user and the insurance company, and the motor vehicle owner shall bear the responsibility under the following circumstances:

1. knowing or should know that the driver is prohibited from driving a motor vehicle according to law because of drinking, taking psychotropic drugs or drugs under state control or suffering from diseases that hinder the safe driving of motor vehicles.

2. Knowing or should know that the driver has no driving qualification or has not obtained the corresponding driving qualification.

3. If you know or should know that there is a defect in the motor vehicle, and the defect will cause a traffic accident, you should consider that the other owner or manager of the motor vehicle is at fault.

Extended data:

Article 1 of the Interpretation of the Supreme People's Court on Several Issues Concerning the Application of Laws in the Trial of Road Traffic Accident Damage Compensation Cases stipulates:

If a motor vehicle accident causes damage and the owner or manager of the motor vehicle is under any of the following circumstances, the people's court shall determine that he is at fault for the occurrence of the damage, and apply the provisions of Article 49 of the Tort Liability Law to determine his corresponding liability for compensation:

(a) knowing or should know that there is a defect in the motor vehicle, and this defect is one of the causes of the traffic accident;

(2) knowing or should know that the driver is not qualified to drive or has not obtained the corresponding driving qualification;

(3) knowing or should know that the driver cannot drive a motor vehicle according to law because of drinking, taking psychotropic drugs or narcotic drugs under state control, or suffering from diseases that hinder the safe driving of motor vehicles;

(four) other motor vehicle owners or managers should be found to be at fault.

References:

Interpretation of legal issues in the trial of road traffic accident damage compensation cases