Legal analysis: 1. What kind of legal liability should you bear for overdue repayment depends on how the loan agreement signed between you and the bank is stipulated. 2. If the overdue loan and related fees have been paid, there is no need to pay again. If you trust that lawyer easily, you will have to wait for the court's decision even if the decision requires other costs.
The bank has the right to require the borrower to repay the loan in one go
In daily life, borrowers often overdue repayments due to various reasons. However, banks do not require borrowers to repay all loans as long as they are overdue. If the personal loan contract stipulates that the loan has not been repaid in full for several consecutive months, or the loan has been failed to be repaid in full and on time multiple times, the bank has the right to require the borrower to repay the entire loan balance at once. Unless the bank waives its rights, both parties will continue to perform the contract after the borrower repays the loan.
Legal basis: Article 13 of the "Measures for the Payment of Litigation Fees of the People's Republic of China" The case acceptance fee shall be paid according to the following standards: (1) Property cases shall be divided into sections according to the amount or value of the creditor's rights according to the following proportions Cumulative payment: 1. If it does not exceed 10,000 yuan, 50 yuan per item; 2. The part exceeding 10,000 yuan to 100,000 yuan shall be paid at 2.5%; 3. The part exceeding 100,000 yuan to 200,000 yuan shall be paid at 2% ; 4. The portion exceeding 200,000 yuan to 500,000 yuan is paid at 1.5%; 5. The portion exceeding 500,000 yuan to 1 million yuan is paid at 1%; 6. The portion exceeding 1 million yuan to 2 million yuan is paid at 0.9% Payment; 7. The amount exceeding 2 million yuan to 5 million yuan is paid at a rate of 0.8%; 8. The amount exceeding 5 million yuan to 10 million yuan is paid at a rate of 0.7%; 9. The amount exceeding 10 million yuan to 20 million yuan is paid at a rate of 0.7% , paid at 0.6%; 10. (2) Non-property cases are paid according to the following standards: 1. For divorce cases, 50 yuan to 300 yuan per case is involved. If the total property does not exceed 200,000 yuan, no additional payment will be made. Payment shall be made at a rate of 0.5% for the portion exceeding 200,000 yuan. 2. In case of infringement of personality rights such as name rights, title rights, reputation rights, honor rights, etc., compensation shall be between 100 yuan and 500 yuan per case. If the amount does not exceed 50,000 yuan, no additional payment will be made; if the amount exceeds 50,000 yuan to 100,000 yuan, 1% will be paid; if the amount exceeds 100,000 yuan, 0.5% will be paid. (3) For other non-property cases, 50 will be paid for each case. (3) For intellectual property civil cases, if the amount and price are not disputed, the fee shall be 500 yuan to 1,000 yuan per case; if the amount and price are disputed, the fee shall be paid in accordance with the standards for property cases. (4) Labor dispute cases shall be paid per case. 10 yuan for each case. (5) Administrative cases shall be paid according to the following standards: 1. 100 yuan for each trademark, patent, and maritime administrative case; 2. 50 yuan for each other administrative case. (6) The party objects to the jurisdiction of the case. If the objection is not established, the fee is 50 yuan to 100 yuan per item. Each province, autonomous region, and municipality may determine the specific payment standards within the scope of items (2), (3), and (6) of this article based on local actual conditions.