Generally speaking, it is illegal for the parties to tremble when they owe money, which may infringe on the privacy or reputation of others. Creditors should adopt reasonable and legal ways to realize their creditor's rights, such as negotiation, mediation, arbitration or litigation. The crime of infringing citizens' personal information refers to the act of selling or providing citizens' personal information to others, if the circumstances are serious, or selling or providing citizens' personal information obtained in the course of performing their duties or providing services to others. The interest protected by this crime is the personal information security of citizens. Citizen's personal information is related to the development of everyone's daily life and the maintenance of normal life, not only to personal reputation, but also to personal social evaluation. The destruction or infringement of citizens' personal information may not only bring material losses to citizens, but also cause mental damage and affect the realization of citizens' rights in social economic life and social and political life.
Legal basis:
Article 1032 of the Civil Code of People's Republic of China (PRC) stipulates that natural persons have the right to privacy. No organization or individual may infringe upon the privacy rights of others by spying, harassing, exposing or making public. Privacy is the private space, private activities and private information that natural people live in peace and don't want to be known by others.
Derivative problem:
What if the debtor doesn't pay back the money?
If the debtor fails to repay the money owed, the creditor may bring a lawsuit or apply to the court for a payment order to collect the debt. The prosecution shall submit the following materials to the court: 1. Evidence to prove the qualification of the parties; 2. Evidence to prove the existence of the loan relationship; 3. Evidence that the loan has been repaid; Four, the calculation basis of the amount of litigation request.